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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102668)

Very easy and safe to use, and also feel protected u...

5
Very easy and safe to use, and also feel protected using this payment method Reviewed on: 19th May 2024
LOUISE M's avatar
LOUISE M

Recommended

4
Easy to use, a bit expensive though Reviewed on: 19th May 2024
Bela K's avatar
Bela K

Happy Customer

5
Thanks to PayPal Credit I have had the opportunity to buy and be able to pay in instalments. Reviewed on: 19th May 2024
Vanesa A A's avatar
Vanesa A A

Just brilliant.

5
Just brilliant. Very easy to use and so convenient. Reviewed on: 19th May 2024
Rudra L's avatar
Rudra L

Positive professional service With a can do attitude...

5
Positive professional service With a can do attitude to get things done Reviewed on: 19th May 2024
Tiffany J's avatar
Tiffany J

It is good to know I have a credit I can use when I...

5
It is good to know I have a credit I can use when I need, and can pay back without having to pay interes if I pay on time. It is good to know I have somebody to help me to recover if I paid something and I didnt received the product or is dameged. Many thank Reviewed on: 19th May 2024
Geanina's avatar
Geanina

Always great service and flexible repayments

5
Always great service and flexible repayments Reviewed on: 19th May 2024
Zoe A's avatar
Zoe A

best for me

5
gr8 up up and better. that mas fantastic Reviewed on: 19th May 2024
ys's avatar
ys

Easy with PayPal

5
Just very easy to use and no charges Reviewed on: 19th May 2024
L S's avatar
L S

Good but payment order can be confusing

4
I use the interest free 4 month reusable a lot but find the minimum payment thing a bit hard to work out at times. The order of payment is not clear and needs to be detailed in the app under the Paypal credit section on website and app. Reviewed on: 19th May 2024
Joe L's avatar
Joe L

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