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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102709)

Excellent for online purchases and online credit

5
Excellent for online purchases and useful for using online credit for splitting payments into monthly payments. Good customer protection against fraud and convenient express online checkout Reviewed on: 19th May 2024
Przemek's avatar
Przemek

PayPal credit has helped me a lot.

5
PayPal credit has helped me a lot. I don’t have to worry about having money in my bank account before I can buy my favourite things or what I needed. Spreading the payment in 4 instalments means I can use my cash for other things. Reviewed on: 19th May 2024
Clement's avatar
Clement

Personally I use it all the time

5
Personally I use it all the time Reviewed on: 19th May 2024
Gyula's avatar
Gyula

I love PayPal credit.

5
I love PayPal credit. I use it for big purchases and also to buy clothes. Reviewed on: 19th May 2024
Mel S's avatar
Mel S

No fuss Excellent!

5
PayPal credit has always been straight forward, no fuss, and has always been available for so many options to purchase things it's been great. Especially love the pay in three option Reviewed on: 19th May 2024
C Abo's avatar
C Abo

Credit to paypal

5
I have to date so far have had great experience had a problem with a seller from China.. a few years ago PayPal got my money back....app is so clear and easy to use....always kept notified as well. Reviewed on: 19th May 2024
Jules327blue 's avatar
Jules327blue

Everywhere I pay with PayPal, secure and confident

5
Everywhere I pay with PayPal, secure and confident Reviewed on: 19th May 2024
Emilian M's avatar
Emilian M

Simple, straightforward and easy to use.

5
Simple, straightforward and easy to use.Most things are just one click and you're done. Reviewed on: 19th May 2024
N's avatar
N

Easy to use and accepted in many places.

5
Easy to use and accepted in many places. Reviewed on: 19th May 2024
Adam H's avatar
Adam H

Easy credit, great service

5
Easy credit and easy to understand what I owe Reviewed on: 19th May 2024
Russel G's avatar
Russel G

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