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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

FANTASTIC PAYPAL

5
Easy to use, stores many payment options, also paypal does debit cards and paypal credit too Reviewed on: 25th April 2026

Very easy and helpful

5
I’ve had a great experience using PayPal Credit. It’s really easy to use and makes online shopping much more convenient. The payment options are flexible and everything is clear in the app. Overall, very happy with it and would definitely recommend. Reviewed on: 25th April 2026

A real lifesaver when I needed help

5
PayPal Credit has been a lifesaver for me. It helped me manage important expenses when money was tight, and the process was simple and easy to use. I appreciate having this option available when I need extra support. It has made a big difference for me during challenging times. Reviewed on: 25th April 2026

Excellent and efficient

5
Excellent and efficient would highly recommend Reviewed on: 25th April 2026

I it good to use when you need to send money or if y...

5
I it good to use when you need to send money or if your buying something form and online shop I use my PayPal account Reviewed on: 25th April 2026

Brilliant service, cannot fault the customer service...

5
Brilliant service, cannot fault the customer service and the support this provider has given me and my family. This includes times when needed to use the credit for essential items when needed. Reviewed on: 25th April 2026

Such a breeze to use and user freindly.

5
Such a breeze to use and user freindly. Perfect for beginners and business set ups. Reviewed on: 25th April 2026

Does what it should

5
Paypal is great - good interest free credit - good credit - good installment options - great customer experience Reviewed on: 25th April 2026

I like to use it PayPal his safety

5
I like to use it PayPal his safety Reviewed on: 25th April 2026

Modern, dynamic, options to pay in instalments, perp...

5
Modern, dynamic, options to pay in instalments, perpetual interest free offers over £100. Just a great choice from a great card Reviewed on: 25th April 2026

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