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PayPal: PayPal Credit reviews

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4.90
Based on 102,759 reviews, last reviewed 9th May 2026
2395700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL IS OUTSTANDING. Always a great service it's innovation is just outstanding. I love using PayPal it is easily accessible and you get a variety of choices of how to pay... Read more Reviewed on: 9th May 2026
Marjorie Davies's avatar
Marjorie Davies

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102759)

The best !!

5
love paypal credit,easy and understandable Reviewed on: 19th May 2024
Anna's avatar
Anna

Amazing experience

5
I have used PayPal credit throughout renovating my new home and it has been hassle free and so easy to buy materials ready for our builders with the flexibility of paying later Reviewed on: 19th May 2024
Milly M's avatar
Milly M

Spread the cost easily & with peace of mind

5
The pay in 3 feature allows me to spread the cost for those larger purchases & the 0% interest for 3 months for purchases over £100 makes my budgetting so much easier - all relevant dates for payment are clearly shown & everything is easily accessible on the app. These features alongside the peace of mind that PayPal brings are invaluable. Reviewed on: 19th May 2024
James G's avatar
James G

It was useful when I didn't have the money to...

5
It was useful when I didn't have the money to pay Reviewed on: 19th May 2024
Georgiana N's avatar
Georgiana N

Ever since i got paypal credit i been buying on and...

5
Ever since i got paypal credit i been buying on and off from it never had any issues fantastic service better than most credit cards Reviewed on: 19th May 2024
Farzan R's avatar
Farzan R

I've used PayPal a number of ways.

5
I've used PayPal a number of times in different ways..as in paying by PayPal or using the credit payment. Reviewed on: 19th May 2024
Kate P's avatar
Kate P

No issues with Paypal at all .

4
No issues with Paypal at all . Have been with them for a while now. Reviewed on: 19th May 2024
Jose J's avatar
Jose J

Super fast to complete purchases, hassle free.

5
Super fast to complete purchases, hassle free. Reviewed on: 19th May 2024
Scott's avatar
Scott

Slow to update sometimes, but overall really useful!

4
Slow to update sometimes, but overall really useful! I always trust PayPal but sometimes paying off credit etc takes ages to show changes, leading to some confusion and stress. I love how easy it is to transfer money to people & appreciate the ‘pay in 3’ options. Reviewed on: 19th May 2024
Tobyk 's avatar
Tobyk

Fast, secure and easy to use.

5
Fast, secure and easy to use. Easy to apply and with 0 interest on purchases. Reviewed on: 19th May 2024
Lumi's avatar
Lumi

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