Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

View other PayPal products

4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181046)

Very smooth and easy to use very useful and helpful...

Very smooth and easy to use very useful and helpful Reviewed on: 25th April 2026

I always have great experiences with Paypal

I always have great experiences with Paypal Reviewed on: 25th April 2026

Best of the best..

Great service always keeps you informed and easy to get hold of. Reviewed on: 25th April 2026

Wasn't able to buy my tools I need for work

Wasn't able to buy my tools I needed for work till I got Paypal Credit 4 months 0% interest...awesome!!!! Reviewed on: 25th April 2026

A good,fair and straightforward way to pay.

A good,fair and straightforward way to pay. The A.P.R is fair and offers like o percent A.P.R for set periods like 4 months make it very good. Reviewed on: 25th April 2026

A great company and lender for practical use of pay...

A great company and lender for practical use of pay in 3 and too pay for items with reassurance that your transactions are safe. Reviewed on: 25th April 2026

Yes to PayPal credit

Great fast process in applying for PayPal credit Reviewed on: 25th April 2026

Paypal are very friendly and are excellent at resolv...

Paypal are very friendly and are excellent at resolving any issues you might have, No fuss, no stress, Reviewed on: 25th April 2026

Easy to use interest free for 4 months good deal he...

Easy to use interest free for 4 months good deal helpful to have Reviewed on: 25th April 2026

Use all the time easy and easy to useconvenient

Use all the time easy and convenient Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101218 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub