Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181048 reviews)

View other PayPal products

4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181048)

Easy to use interest free for 4 months good deal he...

Easy to use interest free for 4 months good deal helpful to have Reviewed on: 25th April 2026

Use all the time easy and easy to useconvenient

Use all the time easy and convenient Reviewed on: 25th April 2026

Very good, always compliant, no concerns

Very good, always compliant, no concerns Reviewed on: 25th April 2026

8 years and still loving PayPal

I have been using PayPal for about 8 years and love the pay in 3, it helps to spread the cost. Now have PayPal credit which is so easy and now get rewarded with points too, much better than any other company offering rewards Reviewed on: 25th April 2026

PayPal are quick and easy and ensured I have enough...

PayPal are quick and easy and ensured I have enough to pay. There was a mistake previously and the customer service rectified this and ensured it go sorted Reviewed on: 25th April 2026

Safe, secure and easy to use

I find PayPal so safe and secure to use. The pay in 3 option is great and the app is so user friendly. Highly recommend. Reviewed on: 25th April 2026

Easy to pay and accepted many places and platforms,...

Easy to pay and accepted many places and platforms, likes buy now and pay later Reviewed on: 25th April 2026

Helps like a friend when ran out of money

Helps like a friend when ran out of money Reviewed on: 25th April 2026

Really easy to keep eye on what your spending using...

Really easy to keep eye on what your spending using the app. Reviewed on: 25th April 2026

Good service, simple.

Good service, simple. Ot's what you want credit to be like. Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101218 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub