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PayPal: PayPal Credit reviews

4.90
Based on 102,852 reviews, last reviewed 9th May 2026
2400050% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One stop financial shop I always ever just did any financials through a bank institution. Then I found PayPal when as a single working mum had to prioritise on a budget! PayP... Read more Reviewed on: 9th May 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102852)

Is easy to use & convenient instead of putting your...

4
Is easy to use & convenient instead of putting your card details in often!! Reviewed on: 19th May 2024

Great user interface!

5
So easy to use and to manage my way around the app Reviewed on: 19th May 2024

Feeling very safe & secure with paying through PayPal

5
I feel very safe dealing with Paypal & l like u can pay money of when u want to, l always pay more on my account& I can see clearly what u owe. I have recommended friends & l always pay through my bank & paypal Reviewed on: 19th May 2024

So simple and easy.

5
So simple and easy. I feel they look after you Reviewed on: 19th May 2024

It’s an excellent service.

5
It’s a great service. It gives me opportunity to pay for something what I can’t afford. I highly recommend it. Reviewed on: 19th May 2024

Very easy to use the PayPal cridit and had good serv...

5
Very easy to use the PayPal cridit and had good service Reviewed on: 19th May 2024

Best credit card

5
Great credit, opportunity to pay off without any interest, very happy with it but will be more great with a physical card Reviewed on: 19th May 2024

Fantastic straight forward app and great service.

5
Fantastic straight forward app and great service. Reviewed on: 19th May 2024

PayPal has been financially helpful to me.

4
PayPal has been financially helpful to me. It helps me with some important transactions. Reviewed on: 19th May 2024

So easy and love the pay in 3 and credit...

5
So easy and love the pay in 3 and credit options Reviewed on: 19th May 2024

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