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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103081 reviews)

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4.90

Based on 103,081 reviews, last reviewed 9th May 2026

2410650% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103081)

Easy to navigate this application.

Easy to navigate this application. Excellent when dealing with retailer refunds. Reviewed on: 20th May 2024

All sorted by one phone call

All sorted by one phone call, transfer was on hold but after making the call I understood why Reviewed on: 20th May 2024

It works, no issues, any that I’ve had were sorted i...

It works, no issues, any that I’ve had were sorted in no time. Reviewed on: 20th May 2024

Easy way to help build your credit score

Never had to phone there customer service line yet but never had an application fail with them easy way to build credit score Reviewed on: 20th May 2024

Easy credit

I found this easier than applying for a credit card. Reviewed on: 20th May 2024

Excellent incentives and well worth value for money...

Excellent incentives and well worth value for money in terms of interest free payments. Always updated through emails on terms and conditions. Reviewed on: 20th May 2024

PayPal makes online shopping easy and secure

PayPal makes online shopping easy and secure Reviewed on: 20th May 2024

Great for online purchases and very easy to keep tra...

Great for online purchases and very easy to keep track of. Reviewed on: 20th May 2024

Always smooth transactions and app is clear and easy...

Always smooth transactions and app is clear and easy to navigate Reviewed on: 20th May 2024

Paypal Credit is so useful resource.

Paypal Credit is so useful. However, i do wish it was an option for booking flights would be superhandy and useful to have, Reviewed on: 20th May 2024

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