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PayPal: PayPal Credit reviews

4.90
Based on 103,057 reviews, last reviewed 9th May 2026
2409450% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit I use PayPal credit and it’s amazing, hassle free great 0% interest for so many months, use for them emergency buys gifts/appliances. I love it recomm... Read more Reviewed on: 9th May 2026
Danielle R's avatar
Danielle R

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103057)

Safe & secure

5
Secure , fast , convenient , reassuring , helpful , knowledgeable , respectful Reviewed on: 20th May 2024

Good and easy to use

5
Good and easy to use. Really helpful when making larger purchases. Reviewed on: 20th May 2024

Paypal ok

5
Use PayPal as a safety net as I don't like giving some vendors my card details. Have not had any problems so very happy Reviewed on: 20th May 2024

Simple and secure

5
PayPal is just very simple, secure and great for paying for most items. The credit feature is very handy to. Reviewed on: 20th May 2024

PayPal is the safest method of online payment

5
PayPal have always provided the upmost outstanding customer service. I will only ever make a purchase online if I can pay via PayPal. I refuse to use any other payment service. PayPal is and always has been the most safe and trustworthy method of online payment. Reviewed on: 20th May 2024

Paypal credit is da best!!

5
I used paypal credit almost all the time when shopping online. It takes 0 efforts and very easy to use. Highly recommended! Reviewed on: 20th May 2024

Top star would recommend all setvices

5
Top star would recommend all setvices Reviewed on: 20th May 2024

Best way to manage finances!

5
Pay Pay is the most efficient and effective banking platform available. I honestly couldn't manage without it. Reviewed on: 20th May 2024

Found it very helpful.

5
Found it very helpful with buying online purchases, detailed payment plans with interest rate included and able to spread payments over 24 months. They increase my credit limit regularly, but I only use it when I need to buy a larger purchases. I have bought 3 phones, tablet and even a new bed. Reviewed on: 20th May 2024

Easy repayment 4 months interest free terms

5
Good credit, flexible terms to pay back. 4 months interest free. Its really great Reviewed on: 20th May 2024

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