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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Easy to use.

Easy to use. Option to spread the payment. Reviewed on: 25th April 2026

I have always had the best experience.

I have always had the best experience with payments, customers service, sorting problems with account. Amazingly safe and you can benefit with paypal credit etc. Reviewed on: 25th April 2026

Costumer services are great, always accessible and h...

Costumer services are great, always accessible and helpful Thank you Reviewed on: 25th April 2026

A True PAL

Long time user. Regular recommender Reviewed on: 25th April 2026

Been using PayPal for years now, and recently starte...

Been using PayPal for years now, and recently started to use the Debit Card for every day purchases. Reviewed on: 25th April 2026

Peace of mind

Gives me confidence to buy online due to the added protection. Easy app to navigate. Reviewed on: 25th April 2026

Easy to use

Everything is easy to use and you know everything is safe when using PayPal Reviewed on: 25th April 2026

Friendly and easy to work with

Especially excellent for unplanned unexpected purchases over eBay. Also excellent for purchases from big brands such as Apple. Reviewed on: 25th April 2026

I’ve found Paypal to be exceptionally easy to use.

I’ve found Paypal to be exceptionally easy to use. Reviewed on: 25th April 2026

paypal is great

Paypal is great! Been using it for years, and with the new paypal+ update it's the only payment provider I actually use aside from my bank! Whether it's "pay in 3" or paypal credit, they offer everything you could want Reviewed on: 25th April 2026

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