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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Safe and reliable way to pay

I paid for some order . The Company from where I bought items did not respond and did not sent the items. PayPal investigated and returned my money. Big peace of mind. Reviewed on: 25th April 2026

Very convenient and easy to manage.

Very convenient and easy to manage. Reviewed on: 25th April 2026

Easy, intuitive and no hassle

Easy, intuitive and no hassle. Setting up payments, tracking them and a brilliant pay in 3 scheme Reviewed on: 25th April 2026

Easy to chose the best options available via the cre...

Easy to chose the best options available via the credit card Reviewed on: 25th April 2026

My experience with PayPal Credit has been excellent...

My experience with PayPal Credit has been excellent overall. The application process was quick and straightforward, and I was able to start using it almost immediately. One of the standout features is the flexibility it offers, especially with promotional interest-free periods on larger purchases, which makes managing bigger expenses much more convenient. The integration with PayPal is seamless, allowing me to use PayPal Credit across a wide range of online retailers without any hassle. I also appreciate how easy it is to track transactions and manage repayments through the PayPal app and website. Payments are processed smoothly, and reminders help ensure I never miss a due date. Customer support has been reliable whenever I’ve had questions, and everything is explained clearly, which builds trust and confidence in using the service. Overall, PayPal Credit is a useful and dependable option for spreading the cost of purchases while maintaining control over finances. Reviewed on: 25th April 2026

very convenient fast and easy to use.

very convenient fast and easy to use. Accepted everywhere and thw best form of payment around hands down. Reviewed on: 25th April 2026

paypal credit gives freedom and i think its a great...

paypal credit gives freedom and i think its a great service Reviewed on: 25th April 2026

Paypal is so easy to use , very convenient and excel...

Paypal is so easy to use , very convenient and excellent customer service. Reviewed on: 25th April 2026

Try and love it!

I have never had any problems with PayPal. Very easy tobuse and navigate. Reviewed on: 25th April 2026

Helps me split payments for items I need

Helps me split payments for items I need Reviewed on: 25th April 2026

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