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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Good account to have

Very easy to use, good to use when you don’t have a bank card to hand Reviewed on: 25th April 2026

PayPal. Experience

I always have a good experience when using PayPal. Reviewed on: 25th April 2026

Excellent way to buy .

Excellent way to buy ... Safe and secure Reviewed on: 25th April 2026

PayPal Credit

I’ve been using PayPal Credit for a few years now, and my experience has been consistently positive. The application process was straightforward, and once approved, it became a really convenient way to manage purchases—especially for larger items where spreading the cost made things more manageable. Reviewed on: 25th April 2026

Transactions are always smooth without glitch with p...

Transactions are always smooth without glitch with paypal credit. Reviewed on: 25th April 2026

easy and convenient ways to pay

So many easy and convenient ways to pay on lot of websites Reviewed on: 25th April 2026

Thank You PayPal

I have had to ask PayPal for help a few times. Each time I have bèn treated as though I was there only customer. Help was given willingly with no fuss at all. PayPal is my only way of paying for goods bought on line. There customer service is second to none. All I can say is Thank You very much PayPal. Reviewed on: 25th April 2026

Every transaction and interaction is always smooth a...

Every transaction and interaction is always smooth and easy Reviewed on: 25th April 2026

I have been with PayPal since the age of 18 and now...

I have been with PayPal since the age of 18 and now I’m turning 31 next week, it’s so easy to use and I feel save using it. If I have notice some strange activity on my account, I wound t hesitate to contact PayPal for help. Reviewed on: 25th April 2026

My Go To App for Safe Online Payments

I’ve been using PayPal for years, and it’s always been reliable. Sending money takes seconds, and I love that I don’t have to share my card details with every website. It’s convenient, secure, and perfect for everyday use. Reviewed on: 25th April 2026

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