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PayPal: PayPal Credit reviews

4.90
Based on 103,002 reviews, last reviewed 9th May 2026
2407100% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use PayPal credit on regular basis to purchase items... Use PayPal credit on regular basis to purchase items usually via paypal but also on Internet purchases.It is extremely useful to buy the items as it i... Read more Reviewed on: 9th May 2026
Gordon e's avatar
Gordon e

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103002)

It’s all about the journey

5
Easy service, easy provider, easy customer journey. Excellent all-round. Reviewed on: 20th May 2024

Never been let down by PayPal.

5
Never been let down by PayPal. Sending money, receiving money is just easy. PayPal credit is a great option to split your payments. Reviewed on: 20th May 2024

used PayPal credit on numerous occasions, the...

5
I have used PayPal credit on numerous occasions, the process is simple and effective, Reviewed on: 20th May 2024

Great to allow monthly payments.

5
Great to allow monthly payments. Gives you great options and freedom of payments. Reviewed on: 20th May 2024

Quick and easy to use, can be used with any...

5
Quick and easy to use, can be used with any purchase Reviewed on: 20th May 2024

A simple way to pay

4
PayPal is a user friendly and simplistic app. East to navigate and use Reviewed on: 20th May 2024

It’s been good.

5
It’s been good. Interest is a bit high. But use it Reviewed on: 20th May 2024

I’ve had no problems with them at all!

5
I’ve had no problems with them at all! They’ve been great Reviewed on: 20th May 2024

Had an issue with a transaction, they resolved it ve...

5
Had an issue with a transaction, they resolved it very effectively Reviewed on: 20th May 2024

Every time I have had an issue with a purchase I was...

5
Every time I have had an issue with a purchase I was able to speak to a PayPal member of staff and they were always helpful and helped resolve the matter very quickly!! I also think that the system is easy and straight get forward and the repayment rate is very fair compared to other lenders . Reviewed on: 20th May 2024

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