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PayPal: PayPal Credit reviews

4.90
Based on 102,967 reviews, last reviewed 9th May 2026
2405400% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal PayPal credit and PayPal pay in 3 are great PayPal PayPal credit and PayPal pay in 3 are great Reviewed on: 9th May 2026
Mark S's avatar
Mark S

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102967)

Always there to help

4
I've had help through customer support when a 3rd party wouldnt give me a refund, the person who i spoke to was friendly, very helpful and helped me sort out the issue with just a few simple things I needed as proof on my end that I have tried to resolve it myself beforehand. paypal is reliable. And always my go to form of payment Reviewed on: 20th May 2024

It’s a fantastic way of paying and the credit option...

5
It’s a fantastic way of paying and the credit option is fantastic. Reviewed on: 20th May 2024

Difficult

4
Direct debit is wired, not adjusted if I paid in advance. Pay in 3 is much more comfortable and I use it more often Reviewed on: 20th May 2024

Great lifeline and easy to pay back when used little...

5
Great lifeline and easy to pay back when used little at a time Reviewed on: 20th May 2024

Great service, no strings or hidden extras.

5
Great service, no strings or hidden extras. Reviewed on: 20th May 2024

Excellent experience using PayPal in many industries

5
I've been using PayPal for many years and the experience was always fantastic. You can use it when buying in different industries which is very convenient for me. Reviewed on: 20th May 2024

PayPal has helped me on a numerous occasions where...

5
PayPal has helped me on a numerous occasions where fraudulent transactions from China has tried to rip me off and PayPal got involved and helped retrieve my money. Excellent customer service. Reviewed on: 20th May 2024

PAYPAL is the one

5
Very speedy service when there is a problem to sort out. Most companies you can pay with PayPal. Reviewed on: 20th May 2024

Excellent

5
Alway been friendly and helpful and easy to use Reviewed on: 20th May 2024

Satisfied

5
Paypal is easy to use and I'm happy with the service. I can view my statement online so makes it easy to keep track of Reviewed on: 20th May 2024

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