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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181051)

When I needed you most

Amazing, it was there when I needed it … reliable Reviewed on: 25th April 2026

It’s been great.

It’s been great. I can have 4 installments for big payments and it works with 90% of the companies. Reviewed on: 25th April 2026

It's a great honest company that always families to...

It's a great honest company that always families to enjoy and make memories together Reviewed on: 25th April 2026

Great in pay in three.

Great in pay in three.. Good customer service too. Reviewed on: 25th April 2026

Helps manage money safely.

So easy to use and track payments. Really supportive when any issues arise. Buy now pay later is really helpful. Reviewed on: 25th April 2026

Helpful and quick assistance.

Helpful and quick assistance. Professional and understanding staff, very polite. Reviewed on: 25th April 2026

Great app

PayPal is good and easy to use, have no hassle sending or receiving money as well as purchasing items. Have had issues in the past but the service team is fast and responsive and have managed to sort the problems out before they become major Reviewed on: 25th April 2026

Good customer service

I use by paypal to do shopping most of the time due to its good services. Pay in three installments is very good option. Reviewed on: 25th April 2026

Perfect many thanks good way pay for online shopping

Perfect many thanks good way pay for online shopping Reviewed on: 25th April 2026

Good account to have

Very easy to use, good to use when you don’t have a bank card to hand Reviewed on: 25th April 2026

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