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PayPal: PayPal Credit reviews

4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102934)

Very handy when you need something

5
Very handy when you need something Reviewed on: 20th May 2024

Empowerment to manage my Finances effectively

5
PayPal credit offers me choice, as Im empowered to use the credit option to make purchases I'd otherwise not afford. By fully utilising the 3 month interest free option I can effectively budget, facilitating my requirements. Reviewed on: 20th May 2024

Amazing experience great idea, keep it up

5
Amazing experience great idea, keep it up Reviewed on: 20th May 2024

PayPal has made meeting my financial obligations a l...

5
PayPal has made meeting my financial obligations a lot easy. There are times I don't I cash to make bulk purchases or buy a ticket, but with PayPal I am always able to meet those needs. Reviewed on: 20th May 2024

Great Service

5
I am using paypal for a long time and is very happy. Reviewed on: 20th May 2024

Good never had a problem easy to pay

5
Good never had a problem easy to pay Reviewed on: 20th May 2024

It’s really nice help me in hard time to pay it late...

5
It’s really nice help me in hard time to pay it later or pay in three interest free options really love ❤️ it I really recommend to my friends and family to use pay pal to get the advantage of the money and value of time thankful to pay pal 5 star rating Reviewed on: 20th May 2024

Great app love the buy now pay later option

5
Great app love the buy now pay later option Reviewed on: 20th May 2024

PayPal Credit is a fabulous alternative payment option.

5
I have used PayPal Credit numerous times now, and it has been of great assistance to me with large purchases, and it being interest free each time I’ve used it, was an added bonus. I am finding that more companies are now offering PayPal as an option to make payment, which highlights its popularity as a great alternative to using credit cards and paying high interest. Reviewed on: 20th May 2024

My experience with PayPal has been excellent so far

5
My experience with PayPal has been excellent so far Reviewed on: 20th May 2024

Review PayPal: PayPal Credit now

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