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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181051)

Generally speaking it works well.

Generally speaking it works well. I would like to see a lower APR Reviewed on: 25th April 2026

Just find the direct debit situation a bit poor

Just find the direct debit situation a bit poor Reviewed on: 25th April 2026

I have been using for PayPal for a long time and it’...

I have been using for PayPal for a long time and it’s really good Reviewed on: 25th April 2026

Very good no issue at all with them

Very good no issue at all with them Reviewed on: 25th April 2026

It is very easy to use and makes it easier...

It is very easy to use and makes it easier for cashflow Reviewed on: 25th April 2026

Well done PayPal

LIKE PAYPAL BECAUSE IT IS A SAFE AND STABLE FINANCIAL SERVICE PLATFORM Reviewed on: 25th April 2026

Good service Just to many calls and emails when a da...

Good service Just to many calls and emails when a day late with payment Reviewed on: 25th April 2026

All great with PayPal Credit, Customer Service great...

All great with PayPal Credit, Customer Service great service. All services that PayPal provides is a great services. Reviewed on: 25th April 2026

Reliable and Smooth

I’ve been using PayPal for years, and it continues to be one of the most reliable and convenient ways to pay online. What I appreciate most is how quick and straightforward everything is — whether I’m sending money to friends, buying something from a small business, or checking out on a major retailer’s site, the process is always seamless. Reviewed on: 25th April 2026

Super PayPal building ua

Excellent credit services. I've used both pay-in-three and someone's longer arrangements. They've been most handy while I build my business Reviewed on: 25th April 2026

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