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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181068)

Flexible, easy and widely taken.

5
Flexible, easy and widely taken. Excellent to have an extra level of protection from fraudsters. Reviewed on: 25th April 2026
Johnu 's avatar
Johnu

Great experience!

5
Great experience, they provide 0% for four month instalment all payment. Best credit card ever Reviewed on: 25th April 2026
OBabs's avatar
OBabs

It really helps a lot

5
It's easy to use, and I've been using it for more than 4 yrs now. It never fails, and I also like the 3 months' pay without interest, and the new offer that gives 4 months' interest-free, so it really helps a lot… Reviewed on: 25th April 2026
Vanessa m's avatar
Vanessa m

I’ve had brilliant service no issues at all I’m glad...

5
I’ve had brilliant service no issues at all I’m glad I’m able to work with them. Transactions are easy and you are informed of when payments are to be made. Transactions between PayPal and vendors and myself are always easy great firm to be a part off Reviewed on: 25th April 2026
Lorraine M's avatar
Lorraine M

Fantastic

5
Great shopping experience and excellent customer service Reviewed on: 25th April 2026
Jordan 's avatar
Jordan

Everything is clear and easy to understand and follow.

5
Everything is clear and easy to understand and follow. Reviewed on: 25th April 2026
Mel B's avatar
Mel B

Quick no fuss and safe app.

5
Quick no fuss and safe app. Ots easy to use and protected. I feel safe when paying with PayPal and the customer service is quick and helpful. Reviewed on: 25th April 2026
Vera 's avatar
Vera

Using PayPal for the last 15 years and it’s been exc...

5
Using PayPal for the last 15+years and it’s been excellent. Credit option is also v good. Definitely can recommend to everyone. Flexible options to pay with other retailers is very helpful and options to pay the credit back are also easy, customer service is also great and helpful. Reviewed on: 25th April 2026
Michal J's avatar
Michal J

Pioneers

5
I believe it is the pioneer of instalment payments that has helped me amongst many others Reviewed on: 25th April 2026
Mr M's avatar
Mr M

Fantastic

5
PayPal have always been amazing and I feel safe when using PayPal for online purchases Reviewed on: 25th April 2026
Mary's avatar
Mary

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