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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181067)

Great experience

5
Good flexibility for payments, great app and good security Reviewed on: 25th April 2026

I have never had a bad experience and if any problem...

5
I have never had a bad experience and if any problems occur they deal with in a timely manner. Reviewed on: 25th April 2026

Great service and convinient way to pay, comes in ha...

5
Great service and convinient way to pay, comes in handy when you need to purchase Reviewed on: 25th April 2026

Never a problem using PayPal.

5
Never a problem using PayPal, even when talking to customer services, very polite and helpful as always. So easy to use the app . Reviewed on: 25th April 2026

Great Way to Shop

5
Great Safe way to shop using PayPal, any problems have been dealt with swiftly and I have no negatives to say. Reviewed on: 25th April 2026

Was able to have purchase protected on an item where...

5
Was able to have purchase protected on an item where I was getting messed about by a seller on eBay. After months of being messed around with a return credit I contacted Paypal and got they credited my account with the same amount. Reviewed on: 25th April 2026

PayPal is Excellent

5
PayPal has honestly changed my life. Makes online purchases so much easier and secure. Excellent credit options and rates. Excellent service. Reviewed on: 25th April 2026

I have been using PayPal for some years, it’s quick,...

5
I have been using PayPal for some years, it’s quick, easy and I am well satisfied with them, do most things with the app and if there is something I am not sure of I can easily check. Reviewed on: 25th April 2026

Excellent Payment Option

5
I like their no interest Pay-in-Three. Helps a lot. Reviewed on: 25th April 2026

Flexible, easy and widely taken.

5
Flexible, easy and widely taken. Excellent to have an extra level of protection from fraudsters. Reviewed on: 25th April 2026

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