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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181067 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181067)

Competitive rates , great new account promotions

Competitive rates , great new account promotions Reviewed on: 25th April 2026

Easy to use very good service would definitely recom...

Easy to use very good service would definitely recommend Reviewed on: 25th April 2026

Never had a problem.

Never had a problem.but l9st items an not been refunded an foundvin sellers favour Reviewed on: 25th April 2026

Good, but less flexible then other competitor lenders.

Good, but less flexible then other competitor lenders. Reviewed on: 25th April 2026

Excellent app & payment options.

The PayPal app is excellent to use as in the credit card & pay in 3 Reviewed on: 25th April 2026

Simple and convenient to use.

Simple and convenient to use. Either pay straightaway or spread your payments. Couldn’t be simpler. Reviewed on: 25th April 2026

I use PayPal all the time never a problem

I use PayPal all the time never a problem Reviewed on: 25th April 2026

PayPal Credit makes managing purchases simple and fl...

PayPal Credit makes managing purchases simple and flexible, giving me peace of mind with every transaction. Reviewed on: 25th April 2026

Convenient, Flexible, and Great for Short-Term Spending

I’ve had a very positive experience using PayPal Credit. The application process was quick and straightforward, and I got approved almost instantly. Once it was set up, it was very easy to use—especially since it’s already integrated into PayPal, so I didn’t need to carry a card or enter extra details when shopping online. What I found most helpful was the 0% interest offer on purchases over £99. It allowed me to spread the cost of larger purchases without worrying about extra charges, as long as I paid it off within the promotional period. This really helped me manage my cash flow better. The flexibility in repayments is another big advantage. I could choose to pay the full balance or just the minimum, depending on my situation, which gave me good control over my finances. Overall, PayPal Credit has been reliable, convenient, and easy to manage. As long as you stay on top of repayments, it’s a great option for short-term borrowing and online shopping. Reviewed on: 25th April 2026

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ghbnnnnnnnnn hjj jbb bbbbb vhb ghjj ghb Reviewed on: 25th April 2026

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