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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104032 reviews)

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4.90

Based on 104,032 reviews, last reviewed 11th May 2026

2454300% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect for busy people like me. Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104032)

Everything easy and Quick, pay made very past had no...

Everything easy and Quick, pay made very past had no problem Reviewed on: 21st May 2024

Easy to use and straight forward

Easy to use and straight forward. Always use this service to transfer money between friends for nights out, holidays etc. Reviewed on: 21st May 2024

Great, Great, Great!!!

Customer service great. Buyer protection great. Transaction simplicity great!! Reviewed on: 21st May 2024

Easy to use and help customers service

Easy to use and help customers service Reviewed on: 21st May 2024

Customer service is not good enough

Customer service is not good enough Reviewed on: 21st May 2024

Easy to use and very protected

Easy to use and very protected so i pay this way if i possibly can Reviewed on: 21st May 2024

Amazing service and product love it.

Amazing service and product love it. Would recommend definitely Reviewed on: 21st May 2024

One of the best way to pay online its keep your acco...

One of the best way to pay online its keep your account safe Reviewed on: 21st May 2024

Offers great flexibility

If I’ve contacted PayPal, the customer service are friendly and very helpful. Reviewed on: 21st May 2024

Years of hassle-free service.

I've been using PayPal credit for a few years now and have always had good service with no problems. They keep to their no interest promise if you pay on time with the result that I've not paid a penny in interest in all the years I've used it. Reviewed on: 21st May 2024

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