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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181066)

Excellent all round.

5
I’ve been a PayPal account holder for many years. I trust this company more than any other. Often if an online shopping brand does not accept PayPal, I won’t use that brand. Reliable customer service and actually being able to get a constructive solution to any issues, is a massive plus. Your customer service team are the best of the best. Reviewed on: 25th April 2026

Always easy & safe to pay online.

5
Always easy & safe to pay online.with PayPal. Reviewed on: 25th April 2026

Great product - Easy to setup and use anywhere with...

5
Great product - Easy to setup and use anywhere with the physical credit card Reviewed on: 25th April 2026

Easy to use and provide a lot!

5
Easy to use and provide a lot! PayPal credit is giving so much opportunity to control the finances. Reviewed on: 25th April 2026

Simply the best

5
I have always been very happy with everything that I have purchased through PayPal. Reviewed on: 25th April 2026

I have been using PayPal credit for a few years now,...

5
I have been using PayPal credit for a few years now, so easy and straight forward. Been a lifesaver for me when funds have been low ,would recommend this to everyone. Reviewed on: 25th April 2026

Easy to use and convenient

5
Easy to use and convenient . I used PayPal for many years and never had any issues Reviewed on: 25th April 2026

Excellent service with good communication.

5
Excellent service with good communication. Easy to access and use. Reviewed on: 25th April 2026

Great 0% offers which makes paying for things so muc...

5
Great 0% offers which makes paying for things so much easier and more manageable especially large purchases. I’d be lost without it Reviewed on: 25th April 2026

Competitive rates , great new account promotions

5
Competitive rates , great new account promotions Reviewed on: 25th April 2026

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