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PayPal: PayPal Credit reviews

4.90
Based on 103,985 reviews, last reviewed 11th May 2026
2452100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026
SOLOMON's avatar
SOLOMON

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103985)

I have used PayPal Credit for a while and have not h...

5
I have used PayPal Credit for a while and have not had a bad experience, only a few things which have always been cleared by customer support. I found it a good financial product for my needs. Reviewed on: 21st May 2024

Paypal recognises my loyalty as a customer i wouldnt...

5
Paypal recognises my loyalty as a customer i wouldnt use any other payment method where paypal is available. Reviewed on: 21st May 2024

Very good always helpful when needed

5
Very good always helpful when needed Reviewed on: 21st May 2024

Easygoing

5
Easy and secure payment, helpful payback with no interest for four month. Reviewed on: 21st May 2024

PayPal is the way to mange money

5
I have been using PayPal for years, it’s great assets have, different options to make payments and manage money better Reviewed on: 21st May 2024

Smooth , secure and straight forward

5
Always been very smooth and straight forward Reviewed on: 21st May 2024

Easy to navigate and interest

5
Easy to navigate and interest on most items very good Reviewed on: 21st May 2024

Never Any Issues

5
Easy to use and make payments with different options on how to do so and keep track of everything. Reviewed on: 21st May 2024

PayPal is my favourite thing

5
PayPal is really easy to use and it’s always available when u need it. Life would b miserable without PayPal Reviewed on: 21st May 2024

Really easy to use

5
Really easy to use. When I need to purchase something it’s a lot safer with all the online scams nowadays Reviewed on: 21st May 2024

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