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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181066)

A great and secure way to make online payments, cust...

A great and secure way to make online payments, customer service have always been helpful and efficient to deal with any issues in the past. Reviewed on: 25th April 2026

We can pay amount is trust and secure.

We can pay amount is trust and secure. Reviewed on: 25th April 2026

Always very helpful when I have a query

Always very helpful when I have a query Reviewed on: 25th April 2026

Excellent customer service and d

Excellent customer service and d Reviewed on: 25th April 2026

Great first credit card

Good credit card with fast payments Reviewed on: 25th April 2026

Easy to use and see the credit.

Easy to use and see the credit. Would recommend to anyone Reviewed on: 25th April 2026

Good experience and very safe and convenient

Good experience and very safe and convenient Reviewed on: 25th April 2026

Excellent flexibility and easy to use

I find PayPal Credit to be a very reliable and convenient way to manage my online shopping. The setup was quick, and the '4 months interest-free' option on larger purchases is a great help for budgeting. It integrates perfectly with my existing PayPal account, making checkout fast and secure. Highly recommended for anyone looking for a flexible payment method! Reviewed on: 25th April 2026

Good and bad depending on how much credit you want t...

Good and bad depending on how much credit you want to use Reviewed on: 25th April 2026

Convenient and secure payments with flexible options

I’ve been using PayPal Credit for some time now and overall I’m very satisfied with the service. The payment process is quick, simple, and easy to use, which makes managing purchases much more convenient. I especially appreciate the option to spread payments, as it helps with budgeting and planning expenses. The platform feels secure and reliable, and I’ve had no major issues so far. It’s a great solution for both everyday purchases and larger spending. I would definitely recommend it. Reviewed on: 25th April 2026

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