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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181076)

It is always difficult for me to pay back what I use...

5
It is always difficult for me to pay back what I used on my credit card. It waits for the the standing order Reviewed on: 25th April 2026
Paul E's avatar
Paul E

Never let me down.

5
Never let me down. Answers to all questions resolved promptly. Safe. Reviewed on: 25th April 2026
Fiona F's avatar
Fiona F

Flexibility to manage payments

5
It’s convenient and secure way to make payments, allows flexibility to spread pay costs making purchases more manageable and stressfree Reviewed on: 25th April 2026
Jen's avatar
Jen

It was good from start to finish and quicker than most.

5
It was good from start to finish and quicker than most. Reviewed on: 25th April 2026
Jo M's avatar
Jo M

Provides a safe and seamless service...

5
A seamless process with terms and payment information easily accessed and explained. Making paying online safer and I always feel protected from potential issues and having a disability with my hand I don’t have to enter all my details every time I make a purchase. putting in Reviewed on: 25th April 2026
AP's avatar
AP

It all goodhas been an easy process

5
It has been an easy process once linked to a bank account it is easy to make payments Reviewed on: 25th April 2026
Scott N's avatar
Scott N

Awesome service

5
I dont really have anything bad to say about paypal it was easy to set up and easy to make payments they tell you in plenty of time when your payment is due and how much. I have never really had a problem with them so i cannot really comment on there customer service. Overall it is an awesome service. Reviewed on: 25th April 2026
John G's avatar
John G

Easy to use, can use with most retailers

5
Easy to use, can use with most retailers Reviewed on: 25th April 2026
Ryan N's avatar
Ryan N

Never needed to contact customer service, but happy...

5
Never needed to contact customer service, but happy with the pay in three options. Spreading the cost without interest is nice. Reviewed on: 25th April 2026
Nicola S's avatar
Nicola S

Awesome customer service.

5
Awesome customer service. I’ve never had any problems resolving an issue. Staff have always been very polite and helpful. Reviewed on: 25th April 2026
Gareth G's avatar
Gareth G

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