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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,122 reviews, last reviewed 12th May 2026
2504550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and uncomplicated! Easy to use navigation and access to funds and refunds. The app is excellent to use and I feel safe and reassured about using this method Reviewed on: 12th May 2026
Suzi's avatar
Suzi

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105122)

They have helped me with a number of thigs I've need...

5
They have helped me with a number of thigs I've needed in emergencies for the house Reviewed on: 23rd May 2024
Joshua g's avatar
Joshua g

Great service and if needed credits available

5
Great service and if needed credits available Reviewed on: 23rd May 2024
Jason w's avatar
Jason w

Great for purchasing items and being covered and cus...

5
Great for purchasing items and being covered and customerservice is great Reviewed on: 23rd May 2024
Lorraine b's avatar
Lorraine b

Easy to use, communication is amazing a joy

5
Easy to use, communication is amazing a joy Reviewed on: 23rd May 2024
Wn's avatar
Wn

No fees on specific buys

5
It's been great with the optionality you get to pay back with no fees for time proposed Reviewed on: 23rd May 2024
Sebastiao F's avatar
Sebastiao F

Very easy to use service.

5
Very easy to use service. No difficulties experienced at all Reviewed on: 23rd May 2024
Tahreem Hussain's avatar
Tahreem Hussain

It’s easy to use PayPal for online shopping

5
It’s easy to use PayPal for online shopping Reviewed on: 23rd May 2024
Jacqueline f's avatar
Jacqueline f

Very easy to use and understand.

5
Very easy to use and understand. The best experience I’ve ever had. Reviewed on: 23rd May 2024
Haafizah Y's avatar
Haafizah Y

First Class

5
Always excellent service and offers to expand benefits. Reviewed on: 23rd May 2024
Charles's avatar
Charles

They fixed an issue immediately

5
They fixed an issue immediately, they refunded me the whole purchase and charged me installments as it should have been. Customer support is always awesome. Reviewed on: 23rd May 2024
TheSpecialist's avatar
TheSpecialist

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