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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181078)

Never needed to contact customer service, but happy...

Never needed to contact customer service, but happy with the pay in three options. Spreading the cost without interest is nice. Reviewed on: 25th April 2026

Awesome customer service.

Awesome customer service. I’ve never had any problems resolving an issue. Staff have always been very polite and helpful. Reviewed on: 25th April 2026

Great 4 months 0% love having flexibility to pay for...

Great 4 months 0% love having flexibility to pay for goods Reviewed on: 25th April 2026

pay pal is the safest to pay with it

I prefer to pay by paypal as is a safe way and they also help if you have a problem with the parcel! Reviewed on: 25th April 2026

Using PayPal is peace of mind for me.

Using PayPal is peace of mind for me. It’s so easy to use with lots of options for payment methods which is super helpful for those potential unexpected life costs. Reviewed on: 25th April 2026

Excellent no dramas.

Excellent with no problems and if I do get problem I get a refund more or less straight away. Reviewed on: 25th April 2026

It’s handy to set up and use.

It’s handy to set up and use. Good for purchasing large ticket items Reviewed on: 25th April 2026

Always offers a competitive and low rate finance

Always offers a competitive and low rate finance Reviewed on: 25th April 2026

It’s a great option to do shopping online easy payme...

It’s a great option to do shopping online easy payment terms Great website with lots of different options to manage your money and finances. I think this the only way to shop online. Reviewed on: 25th April 2026

Fossil with tech

Digital card was a safer option than a plastic due to city commute, can't forget it and it's secure, no skimming it in the street. I know all other cards do the same but as an old fossil this was easy to set up on phone too. Reviewed on: 25th April 2026

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