Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105163 reviews)

View other PayPal products

4.90

Based on 105,163 reviews, last reviewed 12th May 2026

2506400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Its a great way to build points and get cash rewards! Its a great way to build points and get cash rewards! Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (105163)

Life saver

It has been a really good life saver when I’ve needed that extra bit of coverage at the end of the month especially when the option of getting a loan wasn’t available to me and I would definitely recommend this to anyone who feels they need that extra support Reviewed on: 23rd May 2024

Flexible and convenient

I like the features and app is easy to navigate Reviewed on: 23rd May 2024

Never had any issues with PayPal.

Never had any issues with PayPal. I love the pay in 3 option and the credit option. Such a great way to help with the cost of living currently and to keep an eye on current spending. Reviewed on: 23rd May 2024

Very easy to apply for and use - I’ve used it severa...

Very easy to apply for and use - I’ve used it several times and it couldn’t be simpler. Once you have the facility you can use it anytime you like Reviewed on: 23rd May 2024

It's good but they need to increase the limit as I h...

It's good but they need to increase the limit as I have a good history with them Reviewed on: 23rd May 2024

I have been using PayPal for over a year and all I c...

I have been using PayPal for over a year and all I can say is that it is the best online wallet I have ever used. It’s easier than my mobile banking accounts. Reviewed on: 23rd May 2024

Never had a problem with PayPal, always do the best...

Never had a problem with PayPal, always do the best for me to ensure the best outcome and payment terms Reviewed on: 23rd May 2024

Easy to understand & use with alternative facilities...

Easy to understand & use with alternative facilities which is very useful Reviewed on: 23rd May 2024

PayPal have always helped when it’s needed

PayPal have always helped when it’s needed and customer service is very supportive. I have always received responses quickly. Reviewed on: 23rd May 2024

So easy to spread cost over 3 or 4 payments with 0 i...

So easy to spread cost over 3 or 4 payments with 0 interest Reviewed on: 23rd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49811 reviews
Payments
from PayPal 4.91 from 3712 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub