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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105193 reviews)

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4.90

Based on 105,193 reviews, last reviewed 12th May 2026

2507750% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service when I had previously bee... Excellent customer service when I had previously been hacked. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105193)

Great Credit Company

I've been using PayPal Credit for some time now and I do enjoy it, especially when I have to buy for example electronics or new phone. Reviewed on: 23rd May 2024

Never had a problem with PayPal.

Never had a problem with PayPal. I’m pretty sure if u had a problem they would solve it Reviewed on: 23rd May 2024

Overall positive service.

Overall positive service. I think it was just confusing when PayPal charges fees on purchases below £100. Reviewed on: 23rd May 2024

Perfect for small shopping!

The best service ever. Thank you! Reviewed on: 23rd May 2024

More options to pay makes easier to purchase

More options to pay makes easier to purchase Reviewed on: 23rd May 2024

Thumbs up, easy to use and ama makes checking out a...

Thumbs up, easy to use and ama makes checking out a lot easier on a load of different websites Reviewed on: 23rd May 2024

Paypal Credit is an extremely useful tool

Paypal Credit is an extremely useful tool, which in my experience is always available as an extremely convenient way to make and manage various categories of payments. Not once have I experienced an issue with payments being processed or financial administration of my account. For me, as long as due diligence is applied by all parties there is no reason not to use the benefits that the service offers. It is widely recognised as a payment technique, and as long as the user maintains an attitude of good sense, and maintains personal finances at a realistic and sensible level, it is not an expensive facility to use. Reviewed on: 23rd May 2024

I love paypal and paypal credit I've used it for yea...

I love paypal and paypal credit I've used it for years and use it on all my purchases. Reviewed on: 23rd May 2024

Quick and easy to checkout, always very happy to use...

Quick and easy to checkout, always very happy to use PayPal as I feel I have extra protection when shopping online. Reviewed on: 23rd May 2024

Great product app always functions as it should

Great product app always functions as it should Reviewed on: 23rd May 2024

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