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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181078)

absolutely amazing

PayPal credit has been absolutely amazing for me Reviewed on: 25th April 2026

Helping the consumers

PayPal's pay in 3 or 4 months interest free credit provide consumers with a much needed life- line in these difficult times. Reviewed on: 25th April 2026

The best thing ever!

The best thing ever! Literally love the 0% interest on purchases over £100 for 4 months Reviewed on: 25th April 2026

I got PayPal credit,

I got PayPal credit, it went through quick and easy, and now the new owner of a samsung s26 Reviewed on: 25th April 2026

Very good experience helpful and supportive ,I borro...

Very good experience helpful and supportive ,I borrow and pay within due date helping me buying more I need for myself feel comfortable ,shopping whatever I would like to do in stores as well on line.I already recommend my friends and family to take advantage of flexible payments and pay later. Reviewed on: 25th April 2026

Paypal has always done what it promises it's customers.

Paypal has always done what it promises it's customers. Reviewed on: 25th April 2026

Convenience Meets Smart Value

PayPal offers an incredibly seamless experience, making it the "go-to" for anyone who values speed and simplicity. The platform’s intuitive interface allows you to link accounts and authorize payments in seconds, while its widespread acceptance ensures you can shop or get paid globally without friction. Combined with highly competitive domestic rates and the absence of monthly maintenance fees, PayPal strikes a perfect balance between affordability and professional-grade security, making it a top-tier choice for both personal use and growing businesses. Reviewed on: 25th April 2026

PayPal offers great service and

PayPal offers great service, I love the’Pay in 4 months zero interest’ option. It really allows me to treat myself. I love the offers, the new physical card, the money transfer feature. Overall, very versatile and efficient. Reviewed on: 25th April 2026

PayPal credit is great for me

PayPal credit is great to let me easily spread the cost Reviewed on: 25th April 2026

Great experience over all, would reccommend

Great experience over all, would reccommend Reviewed on: 25th April 2026

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