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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105232 reviews)

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4.90

Based on 105,232 reviews, last reviewed 12th May 2026

2509600% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal for many years now and am v... I have been using PayPal for many years now and am very happy I chose this method, it is fast, efficient and so convenient especially the pay in three... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105232)

Great app easy to use clear details on repayments An...

Great app easy to use clear details on repayments And reminders Reviewed on: 23rd May 2024

Convenient

Nice and easy, very convenient to pay from supported website. Nice interest free options. Want to see more of 12 months 0% options Reviewed on: 23rd May 2024

I like using PayPal expacialy buying things online

I like using PayPal expacialy buying things online Reviewed on: 23rd May 2024

PayPal gives me the flex to spread the costs also fe...

PayPal gives me the flex to spread the costs also feel confident using it Reviewed on: 23rd May 2024

Very good experience, nice and easy to use always th...

Very good experience, nice and easy to use always there to help. Efficient and easy to work. Reviewed on: 23rd May 2024

I feel safe using PayPal, if I’ve ever had a problem...

I feel safe using PayPal, if I’ve ever had a problem they are quick to resolve it. It’s easy to actually talk to a human rather than a bot Reviewed on: 23rd May 2024

I have used PayPal for many uses over the years, and...

I have used PayPal for many uses over the years, and when I had a problem with a vendor recently not sending the goods I had paid for using PayPal, the money was eventually refunded directly to me in a timely way. Reviewed on: 23rd May 2024

Pay credit allows me to buy now maybe wouldn’t be ab...

Pay credit allows me to buy now maybe wouldn’t be able to buy at all Reviewed on: 23rd May 2024

Excellent credit service

The team are very helpful and clear. The credit is easy to use and track and makes managing money easier. Reviewed on: 23rd May 2024

PayPal Credit

Like to use PayPal Credit for purchases over £100, because I can get interest-free benefits for 4 months. I can also make purchases in a big range of stores not only in UK, but in different countries as well. Reviewed on: 23rd May 2024

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