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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105267 reviews)

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4.90

Based on 105,267 reviews, last reviewed 12th May 2026

2511350% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

They have been extremely helpful when there have bee... They have been extremely helpful when there have been issues with payments and disputes, so I’m very grateful for that Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105267)

ive had paypal credit and find it extremely useful a...

ive had paypal credit and find it extremely useful and beneficial spreading out the payments and the 4 months 0% is absolutely incredible Reviewed on: 23rd May 2024

i can always rely on paypal credit to help me when n...

i can always rely on paypal credit to help me when needed Reviewed on: 23rd May 2024

Easy way to pay gives you extra time to pay for your...

Easy way to pay gives you extra time to pay for your purchases Reviewed on: 23rd May 2024

Affordable.

Affordable. Easy to use. Accessible Reviewed on: 23rd May 2024

Good does what is says and serves a purpose

Good does what is says and serves a purpose Reviewed on: 23rd May 2024

Always been a great service, reliable and trustworthy

Always been a great service, reliable and trustworthy Reviewed on: 23rd May 2024

excellent as always using paypal

Always been with PayPal as excellent offers and easy to use Reviewed on: 23rd May 2024

Amazing experience from start to end with PayPal.

Amazing experience from start to end with PayPal. They have amazing customer service and support and questions or queries are answered fast Reviewed on: 23rd May 2024

Really easy to use and available on most websites.

Really easy to use and available on most websites. Straight forward website makes it it easy to navigate. One negative point would be that once you make a payment to clear some of the credit, the amount added doesn’t show up straight away so that can be a bit confusing. Reviewed on: 23rd May 2024

PayPal credit is a service that is useful for those...

PayPal credit is a service that is useful for those unexpected expenses that we all incur Reviewed on: 23rd May 2024

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