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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181078)

I am very happy for your service.

5
I am very happy for your service. Reviewed on: 25th April 2026

The best site ever

5
So easy to use and the site is magic Reviewed on: 25th April 2026

Overall Good, and handy to have seeing as pretty muc...

4
Overall Good, and handy to have seeing as pretty much every online retailer uses PayPal. My only gripe would be speaking to someone from their customer service. I had an issue last year with an online retailer from China. Getting that resolved was a pain in the neck, and speaking to someone from PayPal directly was basically impossible. Reviewed on: 25th April 2026

Super easy and helps a lot

5
PayPal credit has helped me when I have needed it, it tells me in advanced when and how much payment is due. It’s super easy and convenient Reviewed on: 25th April 2026

PayPal is my go to to pay for goods on the internet.

5
PayPal is my go to to pay for goods on the internet. It’s very easy to use and easy to pay. The money back guarantee is simply the best. Reviewed on: 25th April 2026

Perfection

5
Very easy to use, for 10yrs+ never had any problems with PayPal. Reviewed on: 25th April 2026

Positive experience so far.

5
Positive experience so far. Excellent service provided. Reviewed on: 25th April 2026

Handy and protected

5
PayPal makes shopping at the places I like yo shop so very much easier. Rarely buy online without their help and protection. Reviewed on: 25th April 2026

Pay pal is safe and recommended for customers and it...

5
Pay pal is safe and recommended for customers and it is easy , fast and reliable Reviewed on: 25th April 2026

It's very easy to use & you have good service from P...

5
It's very easy to use & you have good service from PayPal Credit very happy with using PayPal credit. I give it 100. Reviewed on: 25th April 2026

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