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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105305 reviews)

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4.90

Based on 105,305 reviews, last reviewed 12th May 2026

2513150% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is a reliable and trustworthy site that I use... PayPal is a reliable and trustworthy site that I use all the time Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105305)

Very good and easy to sort with some buy now pay lat...

Very good and easy to sort with some buy now pay latter and interest free or reduced interest over 12 or 18 months and pay over three months and excellent customers services Reviewed on: 23rd May 2024

PayPal are absolutely professional in all they do

PayPal are absolutely professional in all they do Reviewed on: 23rd May 2024

My honest opinion

Easily to use application and quality service no problems I've ever experienced Reviewed on: 23rd May 2024

Very handy when paying bills, especially having cre...

Very handy when paying bills, especially having credit. Reviewed on: 23rd May 2024

Can’t think of a reason not to use PayPal

Always easy to use and instant never any issues that aren’t sorted immediately Reviewed on: 23rd May 2024

Easy and straightforward choice of payment method.

Easy and straightforward choice of payment method. Accepted by the majority of transactions and allows freedom of budget when just a little flexibility is required. No dramas.in any of the transaction that I have been involved with. Reviewed on: 23rd May 2024

Paypal User of 18 years

Having had a PayPal account for 18 years I only really have one complaint. When sending very small amounts overseas the fee starts at £0.99, which can be higher than the actual amount sent. Otherwise I have had no problems. Reviewed on: 23rd May 2024

Easy to set up, but payments and statements could be...

Easy to set up, but payments and statements could be more clear. I paid early but they still took the direct debit, which wasn't made clear to me. My other credit cards would reduce the direct debit amount in this situation. Good service, but make sure to understand the payment process as it isn't fully transparent. Reviewed on: 23rd May 2024

Use PayPal credit to pay for purchases to give time...

Use PayPal credit to pay for purchases to give time to pay, even though can pay in full, but nice to know have instalments available if need them Reviewed on: 23rd May 2024

I’ve used PayPal for over a decade and have always f...

I’ve used PayPal for over a decade and have always found it really easy to use and when I have required support I’ve gotten answer that I needed!! Reviewed on: 23rd May 2024

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