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PayPal: PayPal Credit reviews

4.90
Based on 105,352 reviews, last reviewed 12th May 2026
2515350% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

never had any issues with paypal been using them years never had any issues with paypal been using them years Reviewed on: 12th May 2026
Simon J's avatar
Simon J

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105352)

Just the best with money service's.

5
Just the best with money service's. Reviewed on: 23rd May 2024

Nice and easy

5
Nice and easy to split your shopping price in payments Reviewed on: 23rd May 2024

Really easy to use, helps with day to day essentials...

5
Really easy to use, helps with day to day essentials that you actually need. And also makes you think what you don’t really need at that time keeping you in control if your finances which is key. Reviewed on: 23rd May 2024

PayPal offers 4 month interest free payments that is...

5
PayPal offers 4 month interest free payments that is the reason why I have been using PayPal that is a massive help for our daily lives and we can buy what we need Reviewed on: 23rd May 2024

Ok good brilliant easy and very helpful

5
Ok good brilliant easy and very helpful Reviewed on: 23rd May 2024

Fantastic system easy to use.

5
Fantastic system easy to use. used a few times and recommended to friends and family, PayPal are always happy to help. Reviewed on: 23rd May 2024

Customer service is always brilliant!

5
Customer service is always brilliant. The agents are very helpful and have always solved my problems. Reviewed on: 23rd May 2024

Pay in 3 interest free a good idea but....

5
Easy to use and I especially like the ability to pay in 3 interest free installments though it could be better by increasing it slightly. Reviewed on: 23rd May 2024

Super easy.

5
Super easy. Super quick and convenient Reviewed on: 23rd May 2024

Great and fantastic way of paying

5
Never had a problem and I use PayPal 3/4 a week Reviewed on: 23rd May 2024

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