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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181079)

It's very easy to use & you have good service from P...

5
It's very easy to use & you have good service from PayPal Credit very happy with using PayPal credit. I give it 100. Reviewed on: 25th April 2026

The app is easy to use/ navigate around too see exac...

5
The app is easy to use/ navigate around too see exactly what’s being spent and due dates for payments Reviewed on: 25th April 2026

Always a great service.

5
Always a great service. Easy to use and always a good experince. Reviewed on: 25th April 2026

Great service, always feel secure using PayPal

5
Great service, always feel secure using PayPal Reviewed on: 25th April 2026

Satisfied with Paypal services.

5
Satisfied with Paypal services. Especially the paypal credit card Reviewed on: 25th April 2026

Joanne M

5
I have been a PayPal customer for some time and have never experienced any issues whatsoever. Excellent service and good financial benefits. Easy to use the app and great detailed statements Reviewed on: 25th April 2026

Easy payments, good communication.

4
Easy payments, good communication. The PayPal credit is a bonus Reviewed on: 25th April 2026

PayPal is my preferred payment platform just because...

5
PayPal is my preferred payment platform just because of how simple and flexible it is, especially as I go a card fo an account and can pay with 1 tap Reviewed on: 25th April 2026

Paypal credit

5
It's the easiest way to be able to get what you can't afford, with the payment plans, I wouldn't be able to get what I want without paypal so thank you Reviewed on: 25th April 2026

Paypal Review

5
I have used PayPal for many years with no issues. I find it the most secure way to make payments Reviewed on: 25th April 2026

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