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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Paypal Review

5
I have used PayPal for many years with no issues. I find it the most secure way to make payments Reviewed on: 25th April 2026

Everyone is paid on time with my confidence

5
Everyone is paid on time with my confidence Reviewed on: 25th April 2026

Easy to use fast and secure!

5
Easy to use fast and secure! I always use it for money transfer and shopping! Reviewed on: 25th April 2026

So easy to use and easy to stay on top...

5
So easy to use and easy to stay on top of payments Reviewed on: 25th April 2026

... excellent

5
Excellent service will be using paypal in the future Reviewed on: 25th April 2026

Easy to use Alex’s review

5
Easy to use, friendly, not complicated. Reviewed on: 25th April 2026

Very useful app

5
Very easy to use and excellent service all round, would recommend to anyone Reviewed on: 25th April 2026

Excellent service, cannot fault it

5
Excellent service, cannot fault it Reviewed on: 25th April 2026

Flexible payment plans allow you to make purchases a...

5
Flexible payment plans allow you to make purchases and spread the cost without paying interest. PayPal Credit gives you 4 moths interest free!! Brilliant facility Reviewed on: 25th April 2026

Such a easy payment method to use, literally a few c...

5
Such a easy payment method to use, literally a few clicks and your purchase is complete. All the information you require regarding payments etc is right there on the app and you don't have to deep dive like on over apps to find this information out. Reviewed on: 25th April 2026

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