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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105395 reviews)

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4.90

Based on 105,395 reviews, last reviewed 12th May 2026

2517400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick with refunds good customer service Quick with refunds good customer service Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105395)

The zero interest for a few months really helps to s...

The zero interest for a few months really helps to spread the cost and save on interest. Reviewed on: 23rd May 2024

Amazing, nice to have extra funds in an emergency

Amazing, nice to have extra funds in an emergency Reviewed on: 23rd May 2024

Excellent resource of credit

It is very easy to use and most of the retailers are accepting pay pal at the moment. The offers are great, especially the 4 months interest free on purchases and also the pay in three instalments is very handy Reviewed on: 23rd May 2024

It’s been positive.

It’s been positive. Easy to use and convenient credit. Reviewed on: 23rd May 2024

I'm grateful using paypal specifically paypal credit...

I'm grateful using paypal specifically paypal credit saved me a lot Reviewed on: 23rd May 2024

Brilliant

Easy to pay back will recommend PayPal to anyone Reviewed on: 23rd May 2024

Very practical and easy user interface and excellent...

Very practical and easy user interface and excellent service. Reviewed on: 23rd May 2024

Great credit

Has been great to use the credit and services provided Reviewed on: 23rd May 2024

Its good for what you can't afford to pay outright f...

Its good for what you can't afford to pay outright for, but, direct debit is not clear on how it works to a layman like me, and when I pay with my card it doesn't go out of my bank immediately although all other card payments do. Otherwise very useful things you can't afford outright. Reviewed on: 23rd May 2024

Get now but pay later with Pay Pal

Easy and secure way. Brilliant option of 3 payment or no interest for a longer period then credit card Reviewed on: 23rd May 2024

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