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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

PayPal works well when everything is straightforward...

PayPal works well when everything is straightforward, but it can be frustrating when issues arise. Fees are on the high side, and getting help from customer support can take longer than expected. It’s convenient and secure, but the service could be more transparent and responsive. Reviewed on: 25th April 2026

User friendly and easy to access all the time no hus...

User friendly and easy to access all the time no hustles Reviewed on: 25th April 2026

Great and secure

I find the Pay in 3 and PayPal Credit option extremely helpful. Communication is always great. I feel secure when using PayPal Reviewed on: 25th April 2026

I have used PayPal for years.

I have used PayPal for years. If there has ever been a problem with a purchase it has been sorted out within a few days. Using PayPal Credit is also a useful service. Reviewed on: 25th April 2026

Good service Easy to use.

Easy to use. Very clear information on purchases Reviewed on: 25th April 2026

Easy to use, pay back anytime.

Easy to use, pay back anytime.I will use when I need more small amount.Excellent Reviewed on: 25th April 2026

fab service

always easy and straightforward to use Reviewed on: 25th April 2026

PayPal- total peace of mind through purchasing

PayPal give you amazing support and piece of mind when purchasing. I often use it as extra protection when buying expensive items as I know PayPal has your back if anything goes wrong with the purchase. Reviewed on: 25th April 2026

ypale is easy to use, gives you lots of options fo...

Paypale is easy to use, gives you lots of options for paying, interest free periods too. Customer services always helpful if theres a problem. Reviewed on: 25th April 2026

Easier comms route needed

Difficult to get through . The app should be able to support my needs better Reviewed on: 25th April 2026

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