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PayPal: PayPal Credit reviews

4.90
Based on 105,431 reviews, last reviewed 12th May 2026
2519150% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal is more secure and makes me feel protec... Using PayPal is more secure and makes me feel protected when paying Paypals pay in 3 is a good option to be able to purchase items and have the cost s... Read more Reviewed on: 12th May 2026
Joanne C's avatar
Joanne C

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105431)

I am very happy.

5
I am very happy. This is easy to do costumer service is very helpfull.thanks Reviewed on: 24th May 2024

Good for shopping but I would like the customer serv...

5
Good for shopping but I would like the customer service to be more professional in e-checks procedures. Reviewed on: 24th May 2024

Amazing service

5
Nice good excellent Reviewed on: 24th May 2024

I am very happy using PayPal Credit as it is very ea...

5
I am very happy using PayPal Credit as it is very easy to use with purchases online and I'm confident that it's safe and protects me from scams . They have given me good credit limit eventhough my credit score isn't that high. Thank you PayPal! Reviewed on: 24th May 2024

PayPal is very efficient and eff rice way of paying...

5
PayPal is very efficient and eff rice way of paying for good I feel I have security and a safety net in case anything goes wrong Reviewed on: 24th May 2024

Too happy

5
It is a great pleasure to work with PayPal Reviewed on: 24th May 2024

PayPal credit has various options that allow me to s...

5
PayPal credit has various options that allow me to select the correct terms at the time. Reviewed on: 23rd May 2024

Always there when you need it.

5
Always there when you need it. Available at majority of the companies. Hassle-free Reviewed on: 23rd May 2024

Faultless experience.

5
Faultless experience. Quick to resolve issues with retailers re: refunds. All in all very happy. Easy to use and keep a track of finances using the app. Reviewed on: 23rd May 2024

Highly recommend

5
Good customer service and easy to use. Reviewed on: 23rd May 2024

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