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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Easy to use, safe

Easy to use. Well protected, saved me from getting scammed when someone hacked a different account Reviewed on: 25th April 2026

Fantastic, easy and safe

I constantly use PayPal as my preferred choice. Because they make me feel safe Reviewed on: 25th April 2026

Efficient Money

I use it to book cabs , but grocery online and pay for big purchases, gives me good credit and a monthly debit so big purchases are easy for me. Reviewed on: 25th April 2026

Easy to use with good features and benefits

With its many features and secure login it’s my go to for payments methods, credit and pay over time in smaller chunks. Reviewed on: 25th April 2026

Always there in the background if I need to use it.

Always there in the background if I need to use it. Great add on to PayPal love how easy it is and it makes payments more secure especially in this climate where scams are becoming more common. Love PayPal option Reviewed on: 25th April 2026

Recommend PayPal.

Great service, never had a problem Reviewed on: 25th April 2026

PayPal is the one and only

Pay pal is so easy to use and wit frequent text alerts makes it easier not to miss payments, pay in 3 payments is great let's you get the things you want earlier and your not paying any More for them and again remember text so don't miss a payments, and as for pay pal credit get them more expensive items and as long as you pay the minimum your good to go you will pay more just paying minimum put you can choose how much to pay depending on your circumstances your in control, I would not use anything think else , you can even pay friends and family through it not like I have used that side of it yet but at the end of the day it has everything you want to get the things you need. Reviewed on: 25th April 2026

Excellent service, quick resolve problem, help me wi...

Excellent service, quick resolve problem, help me with not correct third part company Reviewed on: 25th April 2026

Good experience and I like it better

Good experience and I like it better Reviewed on: 25th April 2026

Very easy and fast process.

Very easy and fast process. No confusion creating policy. Reviewed on: 25th April 2026

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