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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,453 reviews, last reviewed 12th May 2026
2520100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am happy I pay monthly by direct debit and there have been no problems. I re eived a Credit card and it worked on the first purchase without having any problem... Read more Reviewed on: 12th May 2026
MRS K's avatar
MRS K

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105453)

Never had a problem with PayPal really reliable serv...

5
Never had a problem with PayPal really reliable services. Reviewed on: 24th May 2024
Jonathan C's avatar
Jonathan C

PayPal credit

5
It's easy and fast to use always working and it's flexible to pay back Reviewed on: 24th May 2024
Artur R's avatar
Artur R

I find it once I need it, love paypal credit...

5
I find it once I need it, love paypal credit Reviewed on: 24th May 2024
Ali M's avatar
Ali M

It's generally good but need couple small improvements

4
It's generally good but I think that the credit page should be more visible with what you paid in and what is left to pay when you have couple of plans running at the same time. Reviewed on: 24th May 2024
Michal's avatar
Michal

Very reliable

5
I like using pay pal credit, I find it easy to use, its convenient and reliable. I opened a dispute against a company last year and pay pal resolved the issue for me Reviewed on: 24th May 2024
Sarah W's avatar
Sarah W

PayPal is the safest way to do shopping online

5
PayPal is the safest way to do shopping online Reviewed on: 24th May 2024
Azra's avatar
Azra

PayPal the best thing that ever happened to me

5
Have been using PayPal for as long as I could remember, it’s safer for me , PayPal has helped me stay off scammers as I don’t have to worry about my account being scammed or purchasing from scammers Reviewed on: 24th May 2024
Lucy d's avatar
Lucy d

So easy to use great rates no problems and the custo...

5
So easy to use great rates no problems and the customer live chat is so good Reviewed on: 24th May 2024
Laura J's avatar
Laura J

Easy to use, safe for online shopping, now widely ac...

5
Easy to use, safe for online shopping, now widely accepted by more retailers. I’m reassured by level of security provided that I don’t fear being hacked. I appreciate the money back if seller is not honest. Reviewed on: 24th May 2024
Daniel V's avatar
Daniel V

My experience has been fantastic overall.

5
My experience has been fantastic overall. The ability to make payment whenever despite the minimum monthly payments been my strong hold for being with paypal credit. Its widely accepted and it quicker. Since being with Paypal credit i haven’t for a second for about a different credit provider. Get almost all i want, builds my credit score, easy payment, couldn’t ask for more. If they could speed up their payment process itd be great, it takes days for an amount to leave my account towards my credit. Reviewed on: 24th May 2024
Ibrahim Nuhu Ibrahim's avatar
Ibrahim Nuhu Ibrahim

Review PayPal: PayPal Credit now

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