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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105474 reviews)

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4.90

Based on 105,474 reviews, last reviewed 13th May 2026

2521050% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No nonsense, flexible, easy to deal with and just wo... No nonsense, flexible, easy to deal with and just works. Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105474)

Easy and safe to use, accepted most places

Easy and safe to use, accepted most places Reviewed on: 24th May 2024

Helps spread the cost of things- makes buying things...

Helps spread the cost of things- makes buying things easier Reviewed on: 24th May 2024

Excellent

Excellent, I have been using PayPal since it launched and I don't have any complaints Reviewed on: 24th May 2024

Fantastic service.

Fantastic service. I get to either do a Pay In 3 or operate a credit account (without the hassle of having a credit card) with thousands of independent retailers who provide me with goods/services I actually want to use. It's simple, convenient and all online! Reviewed on: 24th May 2024

Fantastic customer service

Whenever I have had any issues customer service have been so helpful. It’s great to know that someone is just at the end of the phone for help. Reviewed on: 24th May 2024

Hassle free .

Hassle free .helpful and very efficient when dealing with queries. Feels secure when purchasing online and love that you can spread payments. Reviewed on: 24th May 2024

User interface review .

Very simple user interface and easy to navigate. Reviewed on: 24th May 2024

Only once was mistreated by paypal

Only once was mistreated by paypal Reviewed on: 24th May 2024

By far the best pur have method to use in my opinion.

I have a few card options but I look for PayPal when buying anything online. The only gripe I have is my PayPal credit transaction do not show up on my credit score. Reviewed on: 24th May 2024

Good setup and straight forward.

Good setup and straight forward. I like that I can just access credit without any fuss. Reviewed on: 24th May 2024

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