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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181075)

So you say to use easy useand convenient

So you say to use and convenient Reviewed on: 25th April 2026

Good customer service and flexibility with payments

Good customer service and flexibility with payments Reviewed on: 25th April 2026

It’s very handy when needing to purchase something f...

It’s very handy when needing to purchase something fast, good rates and always an easy service Reviewed on: 25th April 2026

I have been extremely happy with the service provided.

I have been extremely happy with the service provided. I had a problem with a payment once & PayPal sorted it out within a couple of days. Really happy Reviewed on: 25th April 2026

I am using PayPal for ages now and never had...

I am using PayPal for ages now and never had any issues Reviewed on: 25th April 2026

Paypal protection doesnt exist in i had paid for a s...

Paypal protection doesnt exist in i had paid for a service that I never received, I turned to paypal because I paid using papaya, payal said " the company said you received the service case closed, despite me providing proof paypal do not have their customers backs. Paypal protect doesnt exist Reviewed on: 25th April 2026

Very user friendly!

Have had no issues, Easy to set up and the site is easy to navigate. Overall, very user friendly! Reviewed on: 25th April 2026

I have been using PayPal for a while and I am very s...

I have been using PayPal for a while and I am very satisfied with the service. Payments are fast, easy, and secure. It makes online shopping very convenient without needing to enter card details every time. The app and website are simple to use, and transactions are processed quickly. I also appreciate the buyer protection, which adds extra confidence when shopping online. I would definitely recommend PayPal to anyone looking for a reliable and safe payment method. Reviewed on: 25th April 2026

Easy to setup...

Easy to setup, allows you to spread the cost interest free if paid by the deadline Reviewed on: 25th April 2026

It is always difficult for me to pay back what I use...

It is always difficult for me to pay back what I used on my credit card. It waits for the the standing order Reviewed on: 25th April 2026

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