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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105031 reviews)

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4.90

Based on 105,031 reviews, last reviewed 12th May 2026

2500600% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is Great to know that I always can trust on PayPa... It is Great to know that I always can trust on PayPal whenever I need to do a quick purchase. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105031)

Use frequently, great way to borrow without getting...

Use frequently, great way to borrow without getting into debt. Reviewed on: 23rd May 2024

Freedom to pay over instalments with no hassle

Freedom to pay over instalments with no hassle Reviewed on: 23rd May 2024

I love how easy it is to use.

I love how easy it is to use. And the customer service team is always there to help. Reviewed on: 23rd May 2024

PayPal is the best!

I love PayPal credit I have been using it for years, I use it for everyday purchases but also bigger purchases like furniture and I’ve even used it for hotel stays and to get oil for the house in winter. The interest rate is great too and it’s just an overall a good company. Thank you! Reviewed on: 23rd May 2024

Simple to use and helps when needed

Simple to use and helps when needed Reviewed on: 23rd May 2024

Always reliable and easy to pay for most products an...

Always reliable and easy to pay for most products and services no matter where you are. It’s a great way to send and receive from friends and family Reviewed on: 23rd May 2024

PayPal is the safe easy and simple way to pay online

I find it a really “safe” way to pay for things online and it’s so easy to keep track of the offers like 0% interest if paid within a certain time limit. Better than a credit card! Reviewed on: 23rd May 2024

Excellent service

Very easy check out great customer support Reviewed on: 23rd May 2024

I have ordered and set up direct debit with PayPal w...

I have ordered and set up direct debit with PayPal which is brilliant I never miss a payment Reviewed on: 23rd May 2024

Always easy to pay and use I always have an easy t...

Always easy to pay and use I always have an easy time when using the app it is easy to pay any credit you use. Reviewed on: 23rd May 2024

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