Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

View other PayPal products

4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181075)

Discovering benefits of using PayPal.

I am only just discovering benefits of using PayPal. And testing them our. Transactions are so easy. No hassle. I'm impressed with PayPal Reviewed on: 25th April 2026

Staff are professional and always helpful.

Staff are professional and always helpful. Reviewed on: 25th April 2026

Very happy customer...

PayPal is very clear and gives me early notification of any change. I am very happy with PayPal credit. Reviewed on: 25th April 2026

Takes the stress out of shopping for expensive teens!

This has been so useful to me when buying clothes for my teenager as it's really hard trying to find items in shops. Knowing that I have 4 months to pay it off takes away so much stress and worry that I recommend it to all my friends. Thankyou for helping me when I need it. Reviewed on: 25th April 2026

Very easy to use, easy to get an credit card, no iss...

Very easy to use, easy to get an credit card, no issues at all Reviewed on: 25th April 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. It’s been convenient, easy to manage, and really helpful for spreading the cost of purchases without immediate pressure Reviewed on: 25th April 2026

Protection when buying online is reassuring

Protection when buying online is reassuring Reviewed on: 25th April 2026

Easy payment transaction, available to use everywhere

Easy payment transaction, available to use everywhere Reviewed on: 25th April 2026

Convenient and easy

It looks convenient and easy, i recently started aiming to use paypal actively Reviewed on: 25th April 2026

Great service to use

I use PayPal regularly as it is reliable, hassle free and purchases are secure with an excellent support service for any queries raised. Payment options are fantastic and fit your budgets especially if you want to make a larger payment and spread the cost giving you a bit extra time to pay. App is easy to navigate. Reviewed on: 25th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101244 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub