Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,987 reviews, last reviewed 12th May 2026
2498500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use can add to your phone wallet with no pro... Easy to use can add to your phone wallet with no problems and PayPal keeps informed and the added bonus of getting points. Reviewed on: 12th May 2026
Richard S's avatar
Richard S

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104987)

It's great, but sometimes it annoys me because somet...

5
It's great, but sometimes it annoys me because sometimes I can pay it into three installments and sometimes I can't Reviewed on: 23rd May 2024

Straightforward and easy , very convenient

4
Straightforward and easy , very convenient Reviewed on: 23rd May 2024

Always when I need, PayPal be ready for me.

5
Always when I need, PayPal be ready for me. Reviewed on: 23rd May 2024

Always had a good experience

5
Always had a good experience, never had any problems. Had a problem once with the payment but contacted customer services and it was immediately solved and rectified. Reviewed on: 23rd May 2024

Paypal No1

5
Always available great advice and professional. Good support and assistance as well as keeping you informed. Good secure site and updates continually. Reviewed on: 23rd May 2024

Never had any issues with using or paying off PayPal...

5
Never had any issues with using or paying off PayPal credit Reviewed on: 23rd May 2024

Excellent payment method that allows you to purchase...

5
Excellent payment method that allows you to purchase a safe and secure way whilst also allowing opportunity to pay without added interest and an excellent timeframe of repayment which in addition is the best way I can ensure I can comfortably afford the purchases I make and not worry like I have in the past of when sudden expenses occur Reviewed on: 23rd May 2024

Excellent customer service and friendly communication

5
Excellent customer service and friendly communication Reviewed on: 23rd May 2024

Happy and satisfied

4
Excellent service I am very sarisfied with my experience Reviewed on: 23rd May 2024

I feel safe and protected with PayPal.. .

5
I feel safe and protected with PayPal.. PayPal is always there when you have a problem and helps to resolve issues.. Reviewed on: 23rd May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review