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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181075)

excellent credit

excellent credit always get back to me promptly. Brilliant to have Reviewed on: 25th April 2026

Very fast and professional .

Very fast and professional . Positive energy Reviewed on: 25th April 2026

Pay later

The 4 month pay later option is one of the best offer in the market Reviewed on: 25th April 2026

Easy to use and very convenient when needing support...

Easy to use and very convenient when needing support with payment options. Reviewed on: 25th April 2026

Very quick approval service, available to use with a...

Very quick approval service, available to use with a lot of purchases which is great Reviewed on: 25th April 2026

It's so easy to use and user friendly

It's so easy to use and user friendly Reviewed on: 25th April 2026

PayPal blends both convenience and security.

PayPal blends both convenience and security. It is my absolute go to for online purchases. Reviewed on: 25th April 2026

Reliable, been using paypal for about 15years

Reliable, been using paypal for about 15years Reviewed on: 25th April 2026

Used the service for years.

Used the service for years. Great to get interest free for 4 months and access to longer agreements. Reviewed on: 25th April 2026

A good service all round.

A good service all round. The help and customer service is better than others. App is simple and easy to use.credit is interest free and easy to pay off with other linking banks Reviewed on: 25th April 2026

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