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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Fantastic and safe way to pay especially for larger...

Fantastic and safe way to pay especially for larger orders and 0% for 4 months can't complain Reviewed on: 25th April 2026

Its Really easy round for payment.

Its Really easy round for payment.. Good tips.. Reviewed on: 25th April 2026

Hard to avoid PayPal and it's fine for quick one off...

Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal Credit and rxperience is very different. An overly complicated site makes it difficult to navigate in general and much worse work out where your payments are going and if they are paying off the balance you want them to. Shockingly bad. Reviewed on: 25th April 2026

Customer service is always good.

Customer service is always good. There is someone always able to help. 0% intrest is always available which gives me enough time to buy the little things needed Reviewed on: 25th April 2026

PayPal has helped me when I needed it

PayPal has helped me when I needed it Reviewed on: 25th April 2026

Excellent service.

Excellent service. Customer service is amazing. Overall good experience Reviewed on: 25th April 2026

Great Service thats easy to use , and is always avai...

Great Service thats easy to use , and is always available through the phone app Reviewed on: 25th April 2026

I have been with PayPal for many years and won't cha...

I have been with PayPal for many years and won't change and with it's paying plans helps when you are in a tight Spot Reviewed on: 25th April 2026

User friendly

Easy to use to help pay all bills and recieve money. We hsve been usinf Payapl since 2009 Reviewed on: 25th April 2026

Easy and efficient to use.

Easy and efficient to use. Keeps me informed of spend and balance. Reviewed on: 25th April 2026

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