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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Easy to use and keep track of due balance.

5
Easy to use and keep track of due balance. Use it to sort out purchases without stress or worry of applying for credit all the time. Reviewed on: 25th April 2026

Purchase that is secure and convenient

5
Love the fact that it makes it super easy to make a purchase Reviewed on: 25th April 2026

EaAweaomesy to access and very straightforward too

5
Easy to access and very straightforward too Reviewed on: 25th April 2026

Always a great experience with using PayPal

5
Always a great experience with using PayPal Reviewed on: 25th April 2026

10/10 and extremely happy

5
Never ever been failed by PayPal, always supported. Reviewed on: 25th April 2026

Pay pal is so good and I love the pay pal credit fea...

5
Pay pal is so good and I love the pay pal credit feature it helped me so much when I needed extra money one month Reviewed on: 25th April 2026

Very convenient to use for paying online.

5
Very convenient to use for paying online. Reviewed on: 25th April 2026

Good service, secure and safe with good credit options

5
My payments are more secure with PayPal and I like being able to use credit and pay in 3 Reviewed on: 25th April 2026

Great accessibility and communication

5
Great accessibility and communication Reviewed on: 25th April 2026

Been with them over a decade and never have they dis...

5
Been with them over a decade and never have they disappointed me. Reviewed on: 25th April 2026

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