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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Best of the best

5
Satisfaction pro max. Always reliable and simple Reviewed on: 25th April 2026

Options to pay is a great improvement

5
Options to pay is a great improvement Reviewed on: 25th April 2026

Really easy pay in 3 way ahead of the best...

5
Really easy pay in 3 way ahead of the best of them Reviewed on: 25th April 2026

Easy to use. Everyday credit

5
Easy to use. Smooth and good customer support. Credit limit is standard and the perks are pretty good. Could do with more everyday shopping. Reviewed on: 25th April 2026

Value of paypal

5
Esey transaction best for ever and highly recommended for friends and family Reviewed on: 25th April 2026

Great Service

5
Always great service & friendly professional service staff Reviewed on: 25th April 2026

Brilliant highly recommended

5
Brilliant .highly recommended .i will always use it . Reviewed on: 25th April 2026

Quick, reliable and friendly service.

5
Quick, reliable and friendly service. Variety of options to make payment. Reviewed on: 25th April 2026

Safest and easiest way to pay online

5
Safest and easiest way to pay online Reviewed on: 25th April 2026

Easy helper to make the budget go further

5
PayPal credit has been a life saver organising bits for our building works whilst managing the budget and allowing us more flexibility. Being able to track it easily in the app has also provided peace of mind. The promotional offers with 0% interest up to 4 months is wonderful to keep the extra costs at bay. Reviewed on: 25th April 2026

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