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PayPal: PayPal Credit reviews

4.90
Based on 105,509 reviews, last reviewed 13th May 2026
2522550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and clear communication Easy to use and clear communication Reviewed on: 13th May 2026
Walter 's avatar
Walter

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105509)

Very reliable

5
I like using pay pal credit, I find it easy to use, its convenient and reliable. I opened a dispute against a company last year and pay pal resolved the issue for me Reviewed on: 24th May 2024

PayPal is the safest way to do shopping online

5
PayPal is the safest way to do shopping online Reviewed on: 24th May 2024

PayPal the best thing that ever happened to me

5
Have been using PayPal for as long as I could remember, it’s safer for me , PayPal has helped me stay off scammers as I don’t have to worry about my account being scammed or purchasing from scammers Reviewed on: 24th May 2024

So easy to use great rates no problems and the custo...

5
So easy to use great rates no problems and the customer live chat is so good Reviewed on: 24th May 2024

Easy to use, safe for online shopping, now widely ac...

5
Easy to use, safe for online shopping, now widely accepted by more retailers. I’m reassured by level of security provided that I don’t fear being hacked. I appreciate the money back if seller is not honest. Reviewed on: 24th May 2024

My experience has been fantastic overall.

5
My experience has been fantastic overall. The ability to make payment whenever despite the minimum monthly payments been my strong hold for being with paypal credit. Its widely accepted and it quicker. Since being with Paypal credit i haven’t for a second for about a different credit provider. Get almost all i want, builds my credit score, easy payment, couldn’t ask for more. If they could speed up their payment process itd be great, it takes days for an amount to leave my account towards my credit. Reviewed on: 24th May 2024

Excellent

5
Very good and easy to use and safe Reviewed on: 24th May 2024

Always been quick and easy to use!

5
Always been quick and easy to use! Reviewed on: 24th May 2024

I am very happy.

5
I am very happy. This is easy to do costumer service is very helpfull.thanks Reviewed on: 24th May 2024

Good for shopping but I would like the customer serv...

5
Good for shopping but I would like the customer service to be more professional in e-checks procedures. Reviewed on: 24th May 2024

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