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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

like PayPal because it makes sending and receiving m...

5
like PayPal because it makes sending and receiving money feel simple and secure. Whether I’m shopping online or paying someone directly, everything happens quickly without needing to share my bank details every time, which gives me peace of mind Reviewed on: 25th April 2026

Super easy app, love PayPal

5
Super easy app and friendly staff love PayPal Reviewed on: 25th April 2026

Always my first go to.

5
Pay pal are an easy efficient way to spread the cost, they also give an extra layer of protection when I make a larger purchase, especially holidays. Pay in 3 is brilliant. The app is easy to navigate and use - even if there is an issue with the company you purchased from PayPal offers clear directions how to chase this or report it, Reviewed on: 25th April 2026

Always a good experience, speedy customer service an...

5
Always a good experience, speedy customer service and queries dealt with promptly. I've had an account with them some time and have yet to have an issue. I don't have a business, so I'm unsure how the experience differs. Reviewed on: 25th April 2026

Good good good

5
Very good very good very good Very good very good very good Very good very good very good Very good very good very good Reviewed on: 25th April 2026

The service is very good and support how you spend y...

5
The service is very good and support how you spend your money Reviewed on: 25th April 2026

I’m happy being a part of Paypal family.

5
I’m happy being a part of Paypal family. I can use everywhere in the world. Transactions are instant and without any delay you can do your spendings. Reviewed on: 25th April 2026

Best in Financial Institutions

5
It's fast easy and secure financial solution Reviewed on: 25th April 2026

PayPal is amazing.

5
PayPal is amazing. So easy and straightforward to use. I always use use when I make bigger purchases so I can pay the full sum in few installments. Reviewed on: 25th April 2026

Their customers service is excellent and professiona...

5
Their customers service is excellent and professionally with quick solutions when matters and issues are raised Reviewed on: 25th April 2026

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