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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Always above expectations, everything goes smooth an...

5
Always above expectations, everything goes smooth and promptly. Reviewed on: 25th April 2026

I always use paypal to pay for items online.

5
I always use paypal to pay for items online. I feel safe when i use paypal and if i have a problem they have great customer service which keep you updated on your inquiry Reviewed on: 25th April 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s simple, fast, and very convenient for making online payments. The platform feels secure, and everything is easy to manage. I would definitely recommend it. Reviewed on: 25th April 2026

excellent.

5
excellent. it was a good experoence Reviewed on: 25th April 2026

Best Credit, Best Experience, Highly Recommended

5
Best Credit, Best Experience, Highly Recommended Reviewed on: 25th April 2026

Easy and simple way to spend online,

5
Easy and simple way to spend online,sent money to friends and family and most importantly secure with lots of protection in place to protect everyone including sellers and buyers honest can't recommend more Reviewed on: 25th April 2026

Never had a problem, customer service is A star.

5
Never had a problem, customer service is A star.. Reviewed on: 25th April 2026

It was good experience, help me with lots of stuff

4
It was good experience, help me with lots of stuff Reviewed on: 25th April 2026

My experience with PayPal .

5
Loved it. Paying monthly has aided me in many ways helping me build up my credit as well as affordability Reviewed on: 25th April 2026

Very reliable.

5
Very reliable. I feel safe while using PayPal for payments. Reviewed on: 25th April 2026

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