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PayPal: PayPal Credit reviews

4.90
Based on 105,583 reviews, last reviewed 13th May 2026
2526050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s Easy Easy to use, easy to understand with great products. Reviewed on: 13th May 2026
Andrew Mathison's avatar
Andrew Mathison

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105584)

makes life that little bit easier

5
Always excellent service , makes life that little bit easier Reviewed on: 24th May 2024

My experience so far using PayPal credit has ver...

5
My experience so far using PayPal credit has very impressive. Transaction is accountable and easily to understand how payment is done Reviewed on: 24th May 2024

Paypal is great pal.

5
Paypal is great pal. I get time to pay for my purchases. I buy expensive items easily. Also prompt in solving issues. Best thing is that I can rely on PayPal for recovering my money if my purchases get lost and nobody can scam me. Reviewed on: 24th May 2024

I have had PayPal credit for years and it’s been a g...

5
I have had PayPal credit for years and it’s been a game changer I no longer make big purchases on my credit card Reviewed on: 24th May 2024

Paypal credit is so convenient to have.

5
Paypal credit is so convenient to have. There are a wide range of online retailers that accept PayPal credit which is extremely helpful. I haven’t had many problems so far, but for the few times I’ve needed assistance, PayPal have helped solve any queries Reviewed on: 24th May 2024

Easy to use

5
Very easy to use and great flexibility to repay Reviewed on: 24th May 2024

Always had good servies and very helpful

5
Always had good servies and very helpful Reviewed on: 24th May 2024

nice experience

5
nice crypto buy and sell, and so easy transfer money to friend Reviewed on: 24th May 2024

Easy peasy transaction and borrowing money is easy a...

5
Easy peasy transaction and borrowing money is easy as well Reviewed on: 24th May 2024

Very Fast and safe account.

5
Very Fast and safe account. You can use credit amount now but return in 4 moths with 0 %. Very practic Reviewed on: 24th May 2024

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