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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

So far, since I signed up for PayPal, my experience...

4
So far, since I signed up for PayPal, my experience has utterly great. Reviewed on: 25th April 2026

Great experience

5
Great experience. I used PayPal for more than 15 years and always was a excellent service. Reviewed on: 25th April 2026

Good for buying online without the need for entering...

4
Good for buying online without the need for entering card details Reviewed on: 25th April 2026

I’m able to purchase goods/ services knowing I have...

5
I’m able to purchase goods/ services knowing I have backup when I need it. Gives me peace of mind and takes the hassle out of dealing with awkward sellers- I have had several recent purchases where I had to raise a complaint as items were poor quality and company tried to wriggle out of refunded as advertised but PayPal stepped in and I got my money back Reviewed on: 25th April 2026

Always use PayPal gives you piece of mind great serv...

5
Always use PayPal gives you piece of mind great service Reviewed on: 25th April 2026

Excellent

5
Excellent really easy to use and up front about how everything works. Very reliable service too. Reviewed on: 25th April 2026

Top Notch Customer Service!

5
I have been a customer of PayPal and used their services for many years and cannot fault them for anything they have provided. top class product with top class customer service. Reviewed on: 25th April 2026

Very professional, quick solution

5
Very professional, quick solution Reviewed on: 25th April 2026

Book holiday with PayPal credit

5
Few times I booked holiday with Paypal credit and paid up to 4 months without any APR thanks Paypal team Reviewed on: 25th April 2026

Perfect online partner

5
Paypal credit is very useful and so easy to access it and use it. I never worrt when i use Paypal credit as payment because i know everything is taken care. Reviewed on: 25th April 2026

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