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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,621 reviews, last reviewed 13th May 2026
2527650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Usually good experience Usually good experience. Easy to use and good terms, especially their 3 months no interest offer. Direct Debit can be a bit confusing, with very long ... Read more Reviewed on: 13th May 2026
Luiz L's avatar
Luiz L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105621)

Great customer service and efficient

5
Great customer service and efficient Reviewed on: 24th May 2024
K's avatar
K

PayPal is a no brainer.

5
PayPal is a no brainer. My preferred way to pay at the checkout. Reviewed on: 24th May 2024
Ken A's avatar
Ken A

Never had issues using the platform.

5
Never had issues using the platform. the application process was seamless, the app is always available when you need it, no errors or issues with payment and charges, it’s just simply brilliant. I would certainly recommend PayPal credit to anyone. Reviewed on: 24th May 2024
Mr Mo's avatar
Mr Mo

Easy to use , linked with good.

5
Easy to use , linked with good. Suppliers to give extrs payment time Reviewed on: 24th May 2024
Nicola L's avatar
Nicola L

Brilliant service.

5
Brilliant service. Easy and rapid transactions. Flexible payments. Secure. Always checking for retailers that offer PayPal because I know that is safe to use.absolutely love it Reviewed on: 24th May 2024
Elena C's avatar
Elena C

Very good for the pay in 3 months option

5
Very good for the pay in 3 months option Reviewed on: 24th May 2024
Adrian Finch's avatar
Adrian Finch

I love the convenience and the secure assurance of p...

5
I love the convenience and the secure assurance of purchases through paypal Reviewed on: 24th May 2024
Aqib's avatar
Aqib

With the cost of everything going up having the opti...

5
With the cost of everything going up having the option to pay in 3 or interest free purchases for 4 months has been a good wend Reviewed on: 24th May 2024
RM's avatar
RM

It's easy to use on multiple online platforms, great...

5
It's easy to use on multiple online platforms, great financial options via PayPal credit, also receive and send funds Reviewed on: 24th May 2024
Robert P's avatar
Robert P

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 24th May 2024
Shaf's avatar
Shaf

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