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PayPal: PayPal Credit reviews

4.90
Based on 105,662 reviews, last reviewed 13th May 2026
2529550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, easy to use! Very good, easy to use! Would recommend Reviewed on: 13th May 2026
Alec's avatar
Alec

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105662)

Excellent magnificent brilliant beautiful

5
All my transactions is secured and safe Reviewed on: 24th May 2024

Good method of obtaining intrest free credit

5
Good method of obtaining intrest free credit Reviewed on: 24th May 2024

I never have any problems with PayPal credit.

5
I never have any problems with PayPal credit. Always available and the repayments are affordable. Reviewed on: 24th May 2024

Advice / critique

4
Eventually get problems solved but need to be quicker Reviewed on: 24th May 2024

Get PayPal Credit

5
I’ve used PayPal credit for a number of years and being able to spread the cost of purchases of £99 over 4 months interest free has been of real benefit into my finances over the longer term. I couldn’t recommend the product enough if people are looking to make and expensive purchase it’s a god send Reviewed on: 24th May 2024

I have pay.

5
I have pay.pal credit in a few minutes Reviewed on: 24th May 2024

My little friend

5
I’ve found this service very dependable and easy to use Reviewed on: 24th May 2024

Great platform easy to use and contact customer serv...

5
Great platform easy to use and contact customer services Reviewed on: 24th May 2024

Stress free payments

5
Love the pay in 3 option, it’s so convenient for keeping to my monthly budget but still being able to get the things we needed. Reviewed on: 24th May 2024

Great service, easy to use and I love using it for w...

5
Great service, easy to use and I love using it for when I need to. No issues so far and hope to keep it that way. Simple and effective Reviewed on: 24th May 2024

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