Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

View other PayPal products

4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181082)

Everything is excellent

Everything is excellent great value for money easy to navigate around Reviewed on: 25th April 2026

Just do paypal

I use PayPal for all my online purchases. It is very easy to use in relation to other payment methods and offers flexible payment options. Reviewed on: 24th April 2026

Easy to use, good option to have, interest free peri...

Easy to use, good option to have, interest free period is fab! Reviewed on: 24th April 2026

Really great service have never once had a reason to...

Really great service have never once had a reason to be dissatisfied Reviewed on: 24th April 2026

PayPal is efficient and has a very good Customer ser...

PayPal is efficient and has a very good Customer service. Reviewed on: 24th April 2026

PayPal for the win!

I’ve always had a positive experience with PayPal. Been using it for many years. And I always count on it for secure and reliable payments. Reviewed on: 24th April 2026

I love using PayPal for online shopping

I love using PayPal for online shopping, it’s very smooth and easy however I find the statements not so easy to understand the extra charges, additionally if i have missed a payment there isn’t any clear way to track my missed payments on the statements. Reviewed on: 24th April 2026

Always had a very good experience

Always had a very good experience Reviewed on: 24th April 2026

Used PayPal for personal and business use for years,...

Used PayPal for personal and business use for years, brilliant. Reviewed on: 24th April 2026

Great service

I am able to choose credit options when I need them Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101250 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub