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PayPal: PayPal Credit reviews

4.90
Based on 105,715 reviews, last reviewed 13th May 2026
2531750% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, brilliant app. Good customer service, brilliant app. Easy to make payments and understand which purchases are still interest free and for how long. It’s great that y... Read more Reviewed on: 13th May 2026
John W's avatar
John W

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026
Benjamin S's avatar
Benjamin S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105715)

Paypal has changed my life when it comes to finances.

5
Paypal has changed my life when it comes to finances. Most of the time I don't have cash available for shopping as my money goes on the mortgage and bills. This way I can buy things and pay back in small amounts. Reviewed on: 24th May 2024

My best financial partner

5
Very easy to use, money that I could use when needed Reviewed on: 24th May 2024

Safe and easy

5
Always feel safe using PayPal to make purchases online Reviewed on: 24th May 2024

Great experience

5
I enjoy using paypal for most of my online purchases and have had peace of mind. Reviewed on: 24th May 2024

PayPal credit is seamless and easy to use I love the...

5
PayPal credit is seamless and easy to use I love the integration with many websites Reviewed on: 24th May 2024

5 stars!!!!

5
PayPal are flexible, offer instalments and east too use Reviewed on: 24th May 2024

It works great

5
Use PayPal on regular basis and find it works great Reviewed on: 24th May 2024

Safe with PayPal.

5
Never been disappointed with PayPal.. I feel confident paying with PayPal, always safe and never vulnerable Reviewed on: 24th May 2024

I sometimes have to rely on paypal credit for larger...

5
I sometimes have to rely on paypal credit for larger purchases, repaying is easy and hassle free. Would highly recommend. Reviewed on: 24th May 2024

I quick turn back

4
I applied for it and it was successful, no rush it took just a few minutes. Liked it Reviewed on: 24th May 2024

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