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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

PayPal are easily one of the best around.

PayPal are easily one of the best around. The help when your buying online and the person selling doesn’t send the correct thing PayPal always helps when this happens and gets a refund Reviewed on: 24th April 2026

When l needed it was on time.

When l needed it was on time. I use for pay my holidays whiteout pay more in 3 months. Superb Reviewed on: 24th April 2026

The best way to pay for stuff.

Always there when I need it so convenient. Reviewed on: 24th April 2026

My PayPal experience

I’ve been using PayPal for a while now and it’s made managing payments really easy. I use it for online shopping, sending money to friends, and occasionally for receiving payments as well. I like how quick and secure it feels, especially not having to enter my card details every time I shop online. It gives me peace of mind knowing my transactions are protected, and everything is easy to track in one place. Overall, it’s become a really convenient part of my everyday spending. Reviewed on: 24th April 2026

Great way to pay

Great way to pay. I can buy with confidence as I know my details are secure..money Easy and convenient.. Reviewed on: 24th April 2026

Great experience .

Great experience . Easy accessible Reviewed on: 24th April 2026

My favourite payment service!

PayPal is so easy to use, the app is very accessible/navigation friendly. The customer service team is always super helpful and there are no long waiting times when you call! Reviewed on: 24th April 2026

Its now my favourite way to pay!

Its now my favourite way to pay for bigger items I need a bit more time on either by using the credit card or just credit online. The app helps what you've paid for and now even its delivery status. Earning points when you spend which build up quite quickly which I've used to pay for an item or 2 without actually using cash or credit. Reviewed on: 24th April 2026

I have been using PayPal for over 5 years and have b...

I have been using PayPal for over 5 years and have been excellent. The payment plans make it easy to buy things and pay at a later date. I will recommend it for anybody that shops frequently Reviewed on: 24th April 2026

Can be tricky to use sometimes with the app

Can be tricky to use sometimes with the app Reviewed on: 24th April 2026

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