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PayPal: PayPal Credit reviews

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4.90
Based on 106,044 reviews, last reviewed 13th May 2026
2546700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effortless and Intuitive I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is ... Read more Reviewed on: 13th May 2026
Andrew P's avatar
Andrew P

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106045)

love love love paypal

5
I love PayPal, its so easy to use and gives me peace of mind when online shopping, can't recommend it enough. Also love the pay in 3,come on handy when I just don't have the money, and split into 3 payments makes things more affordable and I dont have to remember to pay things by certain dates it remembers for me. Fab! Reviewed on: 24th May 2024
Sarah's avatar
Sarah

Love PayPal!

5
Have used PayPal for years and love the feature available. Once you use it you cannot go back Reviewed on: 24th May 2024
Kat Hag's avatar
Kat Hag

Have used credit twice

4
Have used credit twice and it had been good experience Reviewed on: 24th May 2024
Abdur R's avatar
Abdur R

Safe and security excellent customer service.

5
Safe and security excellent customer service. Reliable source of paying Reviewed on: 24th May 2024
Rachel J's avatar
Rachel J

Accessible secure and excellent service

5
Accessible secure and excellent service Reviewed on: 24th May 2024
Maria's avatar
Maria

Handy extra credit card to pay for larger items online.

5
Handy extra credit card to pay for larger items online. Reviewed on: 24th May 2024
Helen W's avatar
Helen W

Have used PayPal for 20 years.

5
Have used PayPal for 20 years. Always felt safe when shopping online and paying through their service. PayPal is experienced in online money transactions. More than any other. Reviewed on: 24th May 2024
Quezia G's avatar
Quezia G

Flexible versatile credit account. .

4
Easy to use & make payments when required. The applied interest could be made more transparent to the user, when applied. It’s a very useful flexible funding source, that’s relatively easy to control and manage. Reviewed on: 24th May 2024
RobK's avatar
RobK

I love the payment options available, interest free...

5
I love the payment options available, interest free short term credit when I may be feeling the pinch. I have never experienced a problem of any kind using PayPal Credit. Reviewed on: 24th May 2024
Stuart M's avatar
Stuart M

PayPal credit is something for everyone

5
PayPal credit is something for everyone Reviewed on: 24th May 2024
rah bakh's avatar
rah bakh

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