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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

Powerful credit card

Using PayPal for many years now...4 months interest fee for transactions above £100 is an excellent facility.Now paypal credit can br used just like any othet credit card makes it even easier Reviewed on: 24th April 2026

PayPal are very professional and give great advice a...

PayPal are very professional and give great advice and are very experienced as an organisation. Reviewed on: 24th April 2026

Well looked after by customer Services

Well looked after by customer Services and dealt in a professional and calm manner Reviewed on: 24th April 2026

Love PayPal so easy to use.

Love PayPal so easy to use. Most places take it. Value for service Reviewed on: 24th April 2026

Paypal - my best pal!

PayPal has honestly made online payments so much easier for me. It’s quick, reliable, and I like how simple it is to send money or shop without typing my card details everywhere. Definitely one of those apps you don’t realize how much you use until you need it! Reviewed on: 24th April 2026

Easiest and secure way to pay for goods and services...

Easiest and secure way to pay for goods and services Reviewed on: 24th April 2026

I have used pay in 3 and had 2 phones with interest...

I have used pay in 3 and had 2 phones with interest free credit. I always pay on time and have had no problems or hidden charges. Is very handy when you can not afford to pay outright for a product and to not charge anything for the service is amazing. Reviewed on: 24th April 2026

It makes my spending easier and helps with managing...

It makes my spending easier and helps with managing payment Reviewed on: 24th April 2026

All good not sure how almost there to speak to a person

All good not sure how to speak to a person Reviewed on: 24th April 2026

Above and beyond

Simple to use, whenever I've had an issue they have always listened, respected and dealt with the problem in a timely manner Reviewed on: 24th April 2026

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