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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181082)

Fabulous service.

5
Fabulous service.. so helpful for paying between friends and family. Reviewed on: 24th April 2026

Trusted and Secure

5
I have been a member of PayPal since 2013, and over the years my trust in their service has only grown. Whenever I shop from anywhere in the world, I usually pay with PayPal because it makes me feel confident that my money/transactions are safe. This is mainly because they have a very professional customer service team who handle complaints quickly and efficiently. They also offer many promotions, and one of the best is PayPal Credit, which allows you to pay in four interest-free instalments. This is one of the best offers I have ever used. It has made my life easier and encourages me to buy things for leisure or luxury without worrying. Because of this, I rarely use my bank credit cards now. I strongly recommend PayPal to my family and friends for secure and reliable payments. Reviewed on: 24th April 2026

Usong paypal many years and never regret perfect way...

5
Usong paypal many years and never regret perfect way to pay safe and clear Reviewed on: 24th April 2026

Great way to pay securely.

5
Great way to pay securely. Low interest when using credit and very helpful to have! Reviewed on: 24th April 2026

PayPal easy and practical

5
PayPal is so convenient and easy to use, it’s very easy to navigate through the app and the buy now, pay in 3 instalments is a great feature. Reviewed on: 24th April 2026

Best service

5
Best service from any credit services Reviewed on: 24th April 2026

Pay Pal is the best service, credit card I ever had!

5
Pay Pal is the best service, credit card I ever had! easy to buy, easy to make payments Reviewed on: 24th April 2026

Always acting professionally. AWESOME

5
Always acting professionally Awesome , I will be glad to recommend to family and friends . Reviewed on: 24th April 2026

It is awesome and easy to spend and shop online

5
It is awesome and easy to spend and shop online Reviewed on: 24th April 2026

Very good service.

5
Very good service. Using all the time. Reviewed on: 24th April 2026

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