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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

PayPal is very easy to use plus its reliable

PayPal is very easy to use plus its reliable Reviewed on: 24th April 2026

I used the PayPal credit 0% interest for 4 months to...

I used the PayPal credit 0% interest for 4 months to purchase some gig tickets and it really helped me to spread the cost over a few months with it being near Christmas time. Reviewed on: 24th April 2026

I've been a PayPal customer for over 15 years

I've been a PayPal customer for over 20 years plus minus and I can't complain the services great customer service is exceptionally good and I am very happy customer. Reviewed on: 24th April 2026

Good well done

Good overall. Well on time money adjustment Reviewed on: 24th April 2026

Easy and convenient way to budget larger purchases.

Easy and convenient way to budget larger purchases. Reviewed on: 24th April 2026

Brilliant news!

Easy to use and good payment plan/option. Reviewed on: 24th April 2026

It’s been great I have been using it for many years...

It’s been great I have been using it for many years now, from EBay transactions to taking out loans it’s been such a help. Reviewed on: 24th April 2026

Delivery update

Things you buy always prompt tracking Reviewed on: 24th April 2026

Helpful customer service

When I had my cards and bank account cloned , PayPal were really helpful with checking and stopping any payments. Reviewed on: 24th April 2026

The best and secure way to shop on line

Since I open my account, I use PayPal to shop on line with confidence. I always recommend PayPal to my friends. Easy to use and good customer service. Reviewed on: 24th April 2026

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