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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

Excellent

Ease of use, friendly service, great interest rates Reviewed on: 24th April 2026

It’s easy to use and its flexible

It’s easy to use and its flexible Reviewed on: 24th April 2026

I’ve been using PayPal for quite some time, and over...

I’ve been using PayPal for quite some time, and overall my experience has been convenient and reliable. It makes sending and receiving money very easy, especially for online purchases or transactions with people in different countries. I also like the added layer of security since I don’t have to share my bank or card details directly with sellers. Reviewed on: 24th April 2026

Very good service and good deals

Very good service and good deals Reviewed on: 24th April 2026

Very User Friendly and helpful/safe way to help spre...

Very User Friendly and helpful/safe way to help spread payment. Responsible App which assists you to keep on top of payments made or due to make. Reviewed on: 24th April 2026

Fantastic service for purchases big and small

I have used paypal credit just for that added extra protection when purchasing bigger items from companies to put mind at ease. Great 0% offers too that give you time to pay up exactly what you paid. Great service Reviewed on: 24th April 2026

When I needed always had help.

When I needed always had help. Easy to use it, and I like the notification about payment. I am using PayPal for online transaction it is more safe. Reviewed on: 24th April 2026

Secure and Besit option for me for shopping

Secure and Best option for me for shopping Reviewed on: 24th April 2026

Easy to set up and use, but confusing to pay...

Easy to set up and use, but confusing to pay back Reviewed on: 24th April 2026

Most comfortable money platform.

Most comfortable money platform. Helped me on many occasions. Reviewed on: 24th April 2026

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