Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106280 reviews)

View other PayPal products

4.90

Based on 106,280 reviews, last reviewed 13th May 2026

2557550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have had a few items on PayPal credit and the proces... Have had a few items on PayPal credit and the process has been simple and straight forward, no fuss no worries. PayPal always remind you of when payme... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106280)

Great, highly recommended.

Great, highly recommended. Very easy to use Reviewed on: 25th May 2024

Excelent

Excelent Reviewed on: 25th May 2024

My PayPal experience

I’ve been using PayPal for more than 15 years to purchase products from various websites locally and even abroad and I’ve never had any issues. I highly recommend giving trying it if haven’t already. Reviewed on: 25th May 2024

Great interest rate and easy to use app.

Great interest rate and easy to use app. Reviewed on: 25th May 2024

I love the fact they offer 4 months interest free it...

I love the fact they offer 4 months interest free it’s great,also easy to use and there is no stress nor hassle. Reviewed on: 25th May 2024

Love using the 0% deals whenever I can, never had an...

Love using the 0% deals whenever I can, never had any issues. Reviewed on: 25th May 2024

Excellent service

Excellent service and always there when needed Reviewed on: 25th May 2024

Super Support team

I have encountered a seller issue who misinformed me and charged me for a service I haven't subscribed. Customer service agents supportive, professional, helpful and assisting me with every step of the refund request Reviewed on: 25th May 2024

Never have an issue with it.

Never have an issue with it. They have great customer service if something goes wrong. Great service. Helps me out when I’m in a jam just before payday Reviewed on: 25th May 2024

Flexible affordable option

Love the flexibility of PayPal credit and the ease at repaying it when I want to Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.35 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50391 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub