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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181082)

So good and convenient to use.

4
So good and convenient to use. I really enjoy using PayPal for my shopping and travelling experiences. Reviewed on: 24th April 2026

Flexibility and Convenience.

5
Available to use a most locations and allows you to spread the cost of larger payments. Reviewed on: 24th April 2026

Paypal is good .

5
Paypal is good for a secure payment. I use paypal to pay for anything online ad i know they payment is protected Reviewed on: 24th April 2026

good service

5
Good service easy to use and manage transactions Reviewed on: 24th April 2026

Always pay the pay in 3’s on time.

5
Always pay the pay in 3’s on time. Fast transfer times Reviewed on: 24th April 2026

I like to use PayPal to pay...

4
I like to use PayPal to pay. It gives me confidence in case any problem with a transaction... but statements are confusing and difficult to follow and most important... the time they take to process a payment (in order to reduce your debt) is too long... I really hope they improve this... apparently of this; I'm happy with service. Reviewed on: 24th April 2026

Statements and interest and formats for transactions...

2
Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

I love the his service, always no problem

5
I love the his service, always no problem Reviewed on: 24th April 2026

Always there when needed.

5
Always there when needed. Life saver my friend for life Reviewed on: 24th April 2026

Quick response when needed,

5
Quick response when needed, issues dealt with effectively, Reviewed on: 24th April 2026

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