Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,331 reviews, last reviewed 13th May 2026
2559950% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, never had any issues. Great service, never had any issues. Got approved for credit easily. Assigining reoccurring payments is super easy. I will continue to use the PayPal ... Read more Reviewed on: 13th May 2026
Blair D's avatar
Blair D

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106331)

Excellent service

5
Great service, quick to resolve any problems Reviewed on: 25th May 2024
Iain M's avatar
Iain M

Wouldn’t be without it it comes in handy for all sor...

5
Wouldn’t be without it it comes in handy for all sorts of purchases Reviewed on: 25th May 2024
Nicole k's avatar
Nicole k

Pay pal credit is very helpful

5
Pay pal credit is very helpful and got me out of some sticky situations Reviewed on: 25th May 2024
Joshua H's avatar
Joshua H

Well done Paypal

5
Have had to deal with many types of sellers and if necessary have had to ask PayPal to step in and they have always provided me with a positive outcome I will pay for anything on PayPal secure in the knowledge they have my back . Reviewed on: 25th May 2024
Dawn B's avatar
Dawn B

I like PayPal credit and all nice features

4
I like PayPal credit and all nice features Reviewed on: 25th May 2024
Naddiya m's avatar
Naddiya m

It’s a great tool when you need extra time to...

5
It’s a great tool when you need extra time to pay Reviewed on: 25th May 2024
Richard D's avatar
Richard D

Very handy to have.

5
Very handy to have. Good that most places allow paypal too Reviewed on: 25th May 2024
Laura v's avatar
Laura v

Great for spreading payments over time

5
Great for spreading payments over time Reviewed on: 25th May 2024
Lizl's avatar
Lizl

Smart simple easy

5
Really confident with every PayPal is there for which supports my Dady to day buying needs across all options of payments Reviewed on: 25th May 2024
m w's avatar
m w

PayPal Credit Helps indeed.

4
PayPal Credit with pay in 4 and some long term pay later options are of huge help. Reviewed on: 25th May 2024
Umar K's avatar
Umar K

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill