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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106367 reviews)

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4.90

Based on 106,367 reviews, last reviewed 13th May 2026

2561600% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use Always simple and easy to use. Feel safe and secure using to purchase Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106367)

Excellent

Had no issues at all with all payments or refunds Reviewed on: 25th May 2024

Never had a problem so all's good

Never had a problem so all's good Reviewed on: 25th May 2024

Quick and easy to use.

Quick and easy to use. Really good for emergancies Reviewed on: 25th May 2024

PayPal good can’t complain has helped me a lot

PayPal good can’t complain has helped me a lot Reviewed on: 25th May 2024

If you are not using Paypal you are missing out

Using PayPal makes receiving and making payments very easy and straight forward. It complements any other finance accounts one may have. Reviewed on: 25th May 2024

Easy to use and never any problems talking to custom...

Easy to use and never any problems talking to customer service Reviewed on: 25th May 2024

Direct collect system does not take payment on time

Direct collect system does not take payment on time Reviewed on: 25th May 2024

Very reliable

Very reliable and if any problems sort it out quickly use all the time Reviewed on: 25th May 2024

Very easy to use and customer service is one of the...

Very easy to use and customer service is one of the best out there. Reviewed on: 25th May 2024

Several time I've needed to buy certain item and the...

Several time I've needed to buy certain item and the two interest-free options have really helped me Reviewed on: 25th May 2024

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