Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106403 reviews)

View other PayPal products

4.90

Based on 106,404 reviews, last reviewed 13th May 2026

2563400% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very convenient when buying on line Very convenient when buying on line Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106404)

Way to go

Easy payments. Feel more secure at not giving al my details. Problem solving excellent Reviewed on: 25th May 2024

Good and handy xxxxxxxxxxxxxxxxxxxxx

Good and handy xxxxxxxxxxxxxxxxxxxxx Reviewed on: 25th May 2024

it is very good for everyone, I recommend it

it is very good for everyone, I recommend it Reviewed on: 25th May 2024

The PayPal credit with 4months no interest is one of...

The PayPal credit with 4months no interest is one of the best payments options around Reviewed on: 25th May 2024

convenient

I have found PayPal to be a ver convenient way for purchases and easy to manage Reviewed on: 25th May 2024

Always smooth and certifying.

Always smooth and certifying. Easy to use and very reliable. Reviewed on: 25th May 2024

PayPal credit is the only credit service I would use...

PayPal credit is the only credit service I would use as it is handy and easy to use and I am confident in paying it back Reviewed on: 25th May 2024

Very safe to use

Very safe to use, plus you can set how much amount to pay via your direct debit each month Reviewed on: 25th May 2024

Never had an issue with PayPal credit only thing I w...

Never had an issue with PayPal credit only thing I would say it could be more clearly laid out on payments Reviewed on: 25th May 2024

Good experience but can't be used in the same way as...

Good experience but can't be used in the same way as regular credit card Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.35 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50468 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub