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PayPal: PayPal Credit reviews

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4.90
Based on 106,456 reviews, last reviewed 13th May 2026
2565750% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s a Great way to buy the bigger items that cost m... It’s a Great way to buy the bigger items that cost more and spread it over a few months. No interest and I can overpay if I can afford too. It’s helpe... Read more Reviewed on: 13th May 2026
Katie A's avatar
Katie A

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106456)

Spread the cost and make special events truly epic

5
PayPal credit offers me the flexibility to spread the cost of purchases over £99 between 3 and 4 months with no interest, enabling better quality purchases and experience for my family. In particular handy for special events and occasions to really wow my loved ones expectations! Reviewed on: 25th May 2024
AP's avatar
AP

I’ve found the PayPal Credit to be a great experienc...

5
I’ve found the PayPal Credit to be a great experience thus far and has allowed to make larger purchases sensibly online Reviewed on: 25th May 2024
Lee G's avatar
Lee G

Excellent credit service

5
I truly appreciate the credit service that PayPal has to offer as it gives the customer time to pay for their credit. They easily respond to any issues or discrepancies in my account. Very reliable and they really value their customers. Reviewed on: 25th May 2024
Mary J's avatar
Mary J

PayPal credit is very handy.

5
PayPal credit is very handy. Great service Reviewed on: 25th May 2024
Jonathon P's avatar
Jonathon P

Excellent

5
Good quick transactions, easy to use, very safe Reviewed on: 25th May 2024
Dave 's avatar
Dave

The option is there when I need it, which is great.

5
The option is there when I need it, which is great. Reviewed on: 25th May 2024
KITTY's avatar
KITTY

Fabuleux

5
It’s really amazing to have such a rate and account like this easy to check out I really recommend this app better than all other bank Reviewed on: 25th May 2024
liliana r's avatar
liliana r

Easy access to payment form

5
Love to use paypal and how easy it is to access payment form. Reviewed on: 25th May 2024
Nuno S's avatar
Nuno S

Help me to spread cost of more expensive purchases.

5
Help me to spread cost of more expensive purchases. I’ve used for tables and chairs, European train tickets etc Reviewed on: 25th May 2024
JKD's avatar
JKD

Is good to use helpful flexible Great to have option...

5
Is good to use helpful flexible Great to have options to pay later interest free Reviewed on: 25th May 2024
Sandor B's avatar
Sandor B

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