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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

First classAlways first class service

Always first class service and very easy to use this product Reviewed on: 24th April 2026

I'm using Paypal over 12 years now.

I'm using Paypal over 12 years now. Most of the online purchase goes through here and anytime I had problem they solved it as quick as possible Reviewed on: 24th April 2026

Very helpful fantastic service.

Very helpful fantastic service.More than happy with there service. Reviewed on: 24th April 2026

Easy to set up pay in 3

Easy to set up ‘pay in 3’ simple efficient and a convenient way to pay for any occasion. Reviewed on: 24th April 2026

Seamless and easy to use.

I use PayPal seamlessly in my day to day. It's easy and convenient. Reviewed on: 24th April 2026

A genuinely helpful quality product!

I've honestly had a very straightforward and satisfying experience with PayPal since I joined a few years ago. It's extremely easy to use, and it has been most helpful to me - being able to purchase those not cheap white goods, and to spread the cost, usually at 12%. Satisfied client! Reviewed on: 24th April 2026

Paypal never give me trouble when paying.

Paypal never give me trouble when paying. Very easy to use. No palava at all. Excellent service Reviewed on: 24th April 2026

It’s an excellent service to use for payments

It’s an excellent service to use for payments and if you get paid via it it’s very user friendly to withdraw to your card. The app is helpful to have. The only downside is payments can sometimes fail even with direct debit set up so I always make sure to pay manually which takes awhile to show on the account but does work. And the customer service could be a little more helpful and user friendly Reviewed on: 24th April 2026

I always prefer to use paypal where possible.

I always prefer to use paypal where possible. Safe and reliable Reviewed on: 24th April 2026

Great provider

Easy to use. I phoned customer service and they were very helpful and polite. Reviewed on: 24th April 2026

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