Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106516 reviews)

View other PayPal products

4.90

Based on 106,516 reviews, last reviewed 13th May 2026

2568600% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All my experience with PayPal are great rhey never p... All my experience with PayPal are great rhey never put me downs Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106516)

Let’s me buy things with safety and the confidence I...

Let’s me buy things with safety and the confidence I need to have online. Reviewed on: 26th May 2024

I am happy with PayPal nice application and very ye...

I am happy with PayPal nice application and very yesy send money Reviewed on: 26th May 2024

Excellent service.

Excellent service. Easy to use and track spending Reviewed on: 26th May 2024

Simply works!

Its so easy,convienient,accepted almost every where i want to use it. I Like that I have time to pay things back. If i have an emergency purchase like new appliance I knowits there for me and i can spread rhe cost. Easily and reliably and I'm protected from Scammers. Reviewed on: 26th May 2024

Had a few issues in the past with sellers and as lon...

Had a few issues in the past with sellers and as long as I'd payed using the correct channels paypal have been amazing. Reviewed on: 26th May 2024

I had a issue and couldn't open my account I called...

I had a issue and couldn't open my account I called them and they dealt with my issue straight away excellent service Reviewed on: 26th May 2024

Good experience, good customer service and trustworthy

Good experience, good customer service and trustworthy Reviewed on: 26th May 2024

Thank you!

I am grateful for the option to pay in four months without interest and to purchase expensive items like a laptop in 36 months without interest. Thank you! Therefore, PayPal offers the option to pay later without interest. However, if I am up to date, you may not be able to use it to purchase food at Sainsbury or Tesco. Reviewed on: 26th May 2024

My experience with PayPal has been excellent and the...

My experience with PayPal has been excellent and the services they provide to customers are up to standard. Reviewed on: 26th May 2024

Great experience for using PayPal

Straight forward, easy to use, especially I can use my PayPal credit by using my curve card. Great customer service, Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Very Account
from Shop Direct 4.35 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50505 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub