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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

Absolutely brilliant to work with I have had no issu...

Absolutely brilliant to work with I have had no issues with anything Reviewed on: 24th April 2026

Excellent everytime

Excellent everytime and never an issue! Reviewed on: 24th April 2026

I feel safer with PayPal online

I’ve used PayPal for years. I feel safer using it online than inputting my bank card - it’s also much easier and quicker to make transactions. If ever I’ve had issues in the past (which is exceptionally rare) they’ve always been quick it to sort it too. With PayPal Credit and introducing flexible payment options, they really tick all the boxes for me. Reviewed on: 24th April 2026

Happy to pay with PayPal.

Happy to pay with PayPal. no problems if needed. Buying many items through this application. Very happy. Highly recommended Reviewed on: 24th April 2026

Easy to use, used to pay a store card then you have...

Easy to use, used to pay a store card then you have 4 months to pay back. Reviewed on: 24th April 2026

Brilliant and let's you choose various payment plans.

Brilliant and let's you choose various payment plans. Reviewed on: 24th April 2026

Fast and convenient to use, user friendly interface.

Fast and convenient to use, user friendly interface. Reviewed on: 24th April 2026

Good platform , easy to do payments online hassle fr...

Good platform , easy to do payments online hassle free, Reviewed on: 24th April 2026

PayPal credit

Very easy to use & pay, also the no interest is a bonus Reviewed on: 24th April 2026

Makes everything easy

Easy to use, easy to set up direct debit and manage payments. Very useful in tracking the pending payments as well. Overall makes for a good user experience. Reviewed on: 24th April 2026

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